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Counting Pennies but not Pounds

Dee123_2
Posts: 4,396 Forumite
Here's something that's really annoying me.
I don't seem to have my priorities right. I'm very, very careful that I get the best deal for almost everything I buy. Yet, in the last month I have ignored selling an old car for several hundred (it's done now, but for a lot less than it could have sold for a few months ago when I stopped driving it) and I have not returned in time about £80 worth of clothes which I knew the day I got them I would never wear (and they sat in my car boot with the receipt since then). Yet I will drive from one shop to another to save 20p on a loaf of bread.
These are this months examples but I have always been this way. I don't seem to have a perspective on this at all. It's as if I dont know the difference between saving 10p and saving £10.
Does anyone else feel this way? Does anyone else keep a really close eye on their outgoings then blow all the savings unneccesarily?
Or am I just being too harsh on myself?
I don't seem to have my priorities right. I'm very, very careful that I get the best deal for almost everything I buy. Yet, in the last month I have ignored selling an old car for several hundred (it's done now, but for a lot less than it could have sold for a few months ago when I stopped driving it) and I have not returned in time about £80 worth of clothes which I knew the day I got them I would never wear (and they sat in my car boot with the receipt since then). Yet I will drive from one shop to another to save 20p on a loaf of bread.
These are this months examples but I have always been this way. I don't seem to have a perspective on this at all. It's as if I dont know the difference between saving 10p and saving £10.
Does anyone else feel this way? Does anyone else keep a really close eye on their outgoings then blow all the savings unneccesarily?
Or am I just being too harsh on myself?
"Life is like a game of cards. The hand you are dealt is
determinism; the way you play it is free will.” Jawaharlal Nehru
I am a magnet for all kinds of deeper wonderment
I am a wunderkind oh
I am a ground-breaker naive enough to believe this
I am a princess on the way to my throne
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Comments
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I totally understand what your saying, then i started to think why is it....
when you buy the clothes,etc do you use cash or a card?
I think if you use cash then you will watch your money more, when its a card it doesnt feel like real cash.
I hope thats helped, if it hasnt then good luck! lolAbbey Loan £6,000
Tesco loan £3,000
Tesco points --- £100 worth £400 in deals for holiday! :j :T
"It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change." (Charles Darwin)0 -
Hi Dee
If you return the clothes now, you could probably still get a credit note. I keep tags on all my clothes til I first wear them, have recently taken clothes back to tk maxx which I've had in my wardrobe for years (didnt tell them that!) and managed to get credit notes.
In terms of the car, try to look at the positive side; you have at least sold it now, and you can not know for sure that you would have got a better price before.
I guess you've just got to try and keep the difficult balance between learning from your mistakes and dwelling on them.
HTH
MaddieProud to be a moneysaver! :cool:0 -
I think it is all about learning to think outside of the box. Maybe when you are about to do something think as though it is two days later, and on other past mistakes. Then make a decission based on that. The other experiment is if you really want something, let the buying feever build up inside. Then at the very last second walk away from it. Go away and let time pass a little, and see if you really did want it.A case of beer has 24 cans. There are 24 hours in a day...............Coincidence?0
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That would make the kids turn up for school at the weekend, you should crawl back in the box Comrade!!!!
This message will self post in two days time."YOU WANT THE CASH? YOU CAN'T HANDLE THE CASH"0 -
Another way may be to workout how long you have to work for that must have item.
Certainly puts the item into perspective for me!2014 Target;
To overpay CC by £1,000.
Overpayment to date : £310
2nd Purse Challenge:
£15.88 saved to date0 -
My brilliant month has just been wrecked. Saved £14 in first two shops this month. Just had a punture repaired and silly me thought they might still do it for free. Nope, it was £17.50. On a tyre that won't pass an MOT in 3 months time. A total waste really as I should have bought a new one from the MOT budget.
On the other hand, if I hadn't had watched the pennies on everything in my shopping I would not have had the £17.50 available in the first place. So watching the pennies does take care of the pounds.
For the OP. You probably do need to watch your spending more but you are well on the right track already.
Regards
XXbigman's guide to a happy life.
Eat properly
Sleep properly
Save some money0 -
If the one in the boot is good swop it over. This way your repair tyre can be for emergency only and it was then money well spent.
This is assuming the tyre is OK today.A case of beer has 24 cans. There are 24 hours in a day...............Coincidence?0 -
Hi Dee, not wishing to put words into your mouth or anything but maybe you were putting off something that you did not want to do/face up to. I don't know why you were putting off taking the clothes back but some of the shop assistants are rather patronising and selling your car was probably not very nice. We put a lot into our cars, buying them presents and keeping them nice, they generally say something about us, I would not be surprised if parting with it for any reason was something you would rather not have had to do.
Sorry if I am barking up the wrong tree but I know what I am like myself!
LouiseNobody is perfect - not even me.0
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