Halifax S New Mortgage Rates?

scottburke

the halifax where supposed to be bringing out new rates today for new mortgages. just looked on there website and nothing. anybody any heard anything??? any ideas on new rates??

Tiddler_2

They did bring new rates out but they were at lower LTV's. The 75% and above rates look the same.

iwannasave

We phoned up the hlifax yesterday as we have a fixed rate mortgage with them that ends in dec and wanna know about the rates. They said they are lowering their mortages the whole 1.5% and will do it between 20-25th nov, we just got to keep checking the website hth

beecher

iwannasave wrote: »

We phoned up the hlifax yesterday as we have a fixed rate mortgage with them that ends in dec and wanna know about the rates. They said they are lowering their mortages the whole 1.5% and will do it between 20-25th nov, we just got to keep checking the website hth

What sort of rates were you asking about? I'd be surprised if they reduced all their fixed rates by 1.5%.

Lanz81

ive just been offered a fixed rate of 5.5% through my broker

beecher

Just phoned them and the person I spoke to is unaware of any changes being made to the fixed rates, although he says they should be expected.

My fixed rate comes to an end at the end of December, and I've already booked a deal. I was told that if a better one comes along in the next month I would be refunded my fee and could choose a new deal. This isn't something they'd normally do, but I was told they felt it was only fair given what has happened recently. So hopefully that will be the case if something better comes along, as I'd hate to feel I'd made a huge mistake by sorting out a deal early!

scottburke

beecher wrote: »

What sort of rates were you asking about? I'd be surprised if they reduced all their fixed rates by 1.5%.

yeah rang them up today (fri 14/4) to ask if new rates where available. woman on phone said yes they where. but she told me FTB new fixed rate deal mortgages had been left the same 7.04%!!

are they taking the mickey???

looks like nobody is passing the interest rate cuts on to First Time Buyers!!:mad:

Damok666

Yeah its frustrating Scott, I have a 10% deposit and feel like a leper.

scottburke

Damok666 wrote: »

Yeah its frustrating Scott, I have a 10% deposit and feel like a leper.

your in a better situation than us with 10%. heard on on here on another topic there is 66 different mortgages out there for people with 10%. last year 1500 or so. i ve found 1 that ll do a 95%ltv, the halifax (7.14%). the rest who do 95% want sponsors eg parental gaurantee bristol and west & bank of ireland