We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Martins' article inaccurate?

digp
digp Posts: 2,013 Forumite
1,000 Posts Combo Breaker
in Debt-free wannabe
Martin's article on credit reference files makes no reference to "MCL Software". This is a company that holds information about mortgages, loans etc. Their website is https://www.mclsoftware.co.uk. You would not know about this unless you are an industry insider or have specific knowledge.

What is CIFAS? Yes I know what they are. But who runs it? Who are the directors of this very secretive company? What have they got to hide?

See: http://www.home-repo.org/blacklis/cifas.htm

Comments

  • gizmoleeds
    gizmoleeds Posts: 2,232 Forumite
    1,000 Posts Combo Breaker
    That CIFAS page is a very interesting read... :o
  • digp
    digp Posts: 2,013 Forumite
    1,000 Posts Combo Breaker
    gizmoleeds wrote:
    That CIFAS page is a very interesting read... :o

    I agree entirely.

    Lots of questions arise. There are it appears no answers.

    What is the Hunter (system) check?

    Where, in the t&c's (of any company), does it clarify that a Hunter check is run on applicants for loans, mortgages etc.? A bland "We may blah blah bull***" is not IMO sufficient.

    [PS: MCL is a subsidiary of Experian. Experian is owned by GUS.]
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture