Fredricksons Wont Accept My Offer

ebsay2000

Currently all my creditors are receiving £1 a month 'token' payments as i'm on Income Support.........

But fredricksons acting for Littlewoods, wont accept it.

I filled in a form with my outgoings etc.........sent proof of my benefits and rental status......yet they appear to have ignored all this, and just demanded full and immediate repayment!

Ive listed my other Creditors ......... what i owe ...........and That they have Accepted the £1 a month.

The best bit/funny bit of this latest Fredrickson letter is ...............they list Pay Point places where i can take my £4273, and pay it back!!

Mmm......... if i had that amount of cash.........i can just imagine walking into my local newsagent........... with an extremley large wad of cash and saying i wanna pay this bill!!

:eek:

ebsay2000

You gotta :rotfl: or cry!

Penny2myName

All I can advise is that you just keep paying the £1 a month whilst trying to get them to accept. If nothing else it shows you are making a regular payment and trying to pay it, if they take you to court.

Sorry i cant be of any more help, but sure someone with more knowledge will turn up at some point.

ebsay2000

I used to have The CAB helping with all this.................BUT after a year they dropped me!!

They said some creditors will always ignore their letters and refuse token payments.

While i accept the CAB are a charity and have only limited resourses.............it still came as a shock to find myself alone again!

This original debt is with Littlewoods, and they have passed it on to at least 3 debt collectors so far!

I do remember something CAB said...........i have pay all my creditors equal amounts, regardless of the amount owed.

So i'm afraid Fredricksons are gonna have to accept it..........they now know my other creditors have!

stapeley

I would sit down and read my post CCA REQUEST RESULTS PLEASE .

freckles_08

Ive had dealing with fredericksons and have found them to be completely unhelpful and just horrible. They always tell u that what u offer isnt enough.

Dont let them scare u.

keep tellin them u'll pay the £1, because its all u can afford, eventually they will accept it because u r still offering to pay somethin

bunty1983

just keep paying the pound they soon just start sending statements and stop hassling,were in same boat paying a pound for about 4 months but littlewoods account is still with ndr,we got help from cab and our case was closed after 8 weeks!!- saying there was nothing else they could do.i felt sick!!they said we should just pay 1.00 to each of our creditors and did soa but they made us put down silly amounts like 450 a month for food when we spend nowhere near that amount!! we were lsft on our own to deal with all the scary letters/phonecalls and i realised i couldnt go on dreading the phone ringing or postman coming so we did a more realistic budget with cccs and it left us with 104 amont to pay our debts so we have signed up to a dmp with them and things are a lot easier now and we feel loads better paying that bit extra and having someone on the other end of a phone every day to speak to.things will work out in the end we didnt think they would but they did!!only 5 years to go!!!!!

ebsay2000

I feel the same about scary letters.........thankfully i'm ex directory and havn't been pestered by phone.

Glad you got sum more help after CAB!

I really need to do the same.......i was just unsure if CCC would take me on having used CAB's 'Services' first............ obviously they do.

CAB clearly arn't the best people, fancy getting dropped after only 8 weeks!

I clearly fared better!