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PPI reclaiming success

This is to say a huge thank you to everyone that helped me on this site.

I reclaimed my PPI for a loan from Lloyds TSB. I wrote 2 letters the first was the excellent template from this site and the second was a response regarding 'age' and 'illnesses'.
I have had a response from Lloyds TSB today and we have successfully claimed back £2076.82 plus interest accrued.
Both myself and my husband are extremely happy and again would like to thank you all.

We first wrote to Lloyds TSB to claim back our PPI as we only have a small amount left to pay to be totally debt free. The response from Lloyds TSB was not what we expected, but they wanted further details based on my husbands age and what specific illnesses he had when we took out the loan. We explained that my husband was 64 when the loan was taken out and at the age of 65 the terms and conditions changed, however we were not made aware of this, we were also not told about not being able to claim for any of my husbands exsiting medical conditions....so based on this we have managed to be successful in this claim.
Thank you all again...we are now soooo happy and only owe now £138 to be completely debt free.

Comments

  • Jesthar
    Jesthar Posts: 1,450 Forumite
    :T Congratulations! Great News! :T

    :j :j :j :j :j :j :j

    ~Jes :)
    Never underestimate the power of the techno-geek... ;)
  • Wow, that's so amazing! Well done indeed and I long for the day when I can say I only have £138 of debt! Very well done! :T
    Thrilled to be DEBT-FREE as of 26.03.10 :D
    Hubby DEBT-FREE as of 27.03.15 :D

    Debt at LBM (June '07): £8189.19
  • mummum2
    mummum2 Posts: 617 Forumite
    Part of the Furniture Combo Breaker
    Great achievement, only £138 owning to be debt free! enjoyed the rest of your life without debt. Really happy for you both.
    Long Hauler No: 51
    DMP Mutal Support Thread No: 207
    Proud to be dealing with my debts
    DFD - June '13, aiming for December '12
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