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CL Finance / Lewis Group

Hi everyone,

Have you heard of these people? When I was checking my credit file, they are on there. It says satisfied but also defaulted. I have no idea who they are. I've not defaulted on anything. I had a CCJ in 2001 but that was with GE Capital.

Thanks

Naomi x
Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again

Comments

  • Jvic28
    Jvic28 Posts: 1,596 Forumite
    I have been passed from GE to CL Finance when I fell into arrears with my Dorothy Perkins Store Card. Looks like the same may have happened to you, although I thought that after this amount of time it would come off your history. When was it satisfied?
    DMP Mutual Support Thread Member No 190
    17/05/08 - Total on DMP: £10025.70
    07/05/14 - Total on DMP: £1666.20 DFD: July 2017!!
    Baby Tomos born 5th June 2009 - 6lb 5oz :j
    Weight Loss Target - to lose 60.8lb by NYE 2015 - 37.6lb TO GO
  • Naomim
    Naomim Posts: 3,236 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It was satisfied in 2001. It was a store card too, long story, forgot I bought something, moved and never received anything chasing the payment until I already had a CCJ.

    I think I'll call Experian and see what they say.

    Thanks

    Naomi
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • Jvic28
    Jvic28 Posts: 1,596 Forumite
    That sounds like it then. When I had problems with my report I sorted it all out online with CreditExpert and by writing to the creditors. They should be removed 6 years after satisfied as far as I know.
    DMP Mutual Support Thread Member No 190
    17/05/08 - Total on DMP: £10025.70
    07/05/14 - Total on DMP: £1666.20 DFD: July 2017!!
    Baby Tomos born 5th June 2009 - 6lb 5oz :j
    Weight Loss Target - to lose 60.8lb by NYE 2015 - 37.6lb TO GO
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