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Last blow-out before clearing debts

I've been in debt for 12 years. It was £24500 at its highest and is now just over £9000.

Fortunately I've built up to a much better paid job and I'm clearing the debt much quicker since about 2 years ago.

My OH has never even been overdrawn and has looked after me whilst I have been poor.

We have managed to save up for a month travelling in New Zealand and we leave tomorrow. I know the money-saving wisdom is to clear debts first and then save, but it's hard to impose that on someone else when they were not responsible for running up the debt in the first place.

We are going to have the trip of a lifetime and then I will knuckle down and get rid of the last few thousand once and for all.

I wish a very Happy Christmas and a prosperous New Year to all money savers and I will be posting on my return to tell about my debt progress and find inspiration to make the last push.

:santa2:
Highest debt - £24500 :mad:

Current debt - £0 !!!! :)

Debt-free date - 4 AUGUST 2006 :D

Official DFW Nerd No 0073

Comments

  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    I am looking forward to your tales of your NZ adventures as we are going there in March and we are looking for ideas of where we should go etc.

    Have a good holiday and come back prepared to lose the debt, we can help!:xmassmile

    Merry Christmas and Happy New Debtfree Year:xmassign:
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
  • I will do extensive research on your behalf nearlyrich - I feel it is my duty....

    Got stupid long flight to get through first unfortunately.

    Anyone any tips for long haul - longest ever previous flight was 8 hours! This will be over 24!
    Highest debt - £24500 :mad:

    Current debt - £0 !!!! :)

    Debt-free date - 4 AUGUST 2006 :D

    Official DFW Nerd No 0073
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    I will do extensive research on your behalf nearlyrich - I feel it is my duty....

    Got stupid long flight to get through first unfortunately.

    Anyone any tips for long haul - longest ever previous flight was 8 hours! This will be over 24!

    Long haul flights :eek: well for me it's lots of reading material, a good MP3 player with all my favourite tunes, a Nightol to get me off to sleep. Drink lots of water, not too much alcohol, eat the food if it's edible, take a few snacks just in case it's not ( Beware of Chocolate as it melts and sticks everywhere and oranges are a bit antisocial LOL).

    In your hand luggage take a change of top and undies and a cutdown washbag, you will probably be able to get a shower at the stopover (you can if it's Singapore)

    Thank you for doing the research for me I look forward to hearing all about it, have a wonderful holiday.
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
  • wow - top tip about Singapore airport shower facilities - that is where we connect!

    Got the change of clothes and washbag but couldn't persuade OH to buy MP3 player :(

    Never mind - he'll have to talk to me instead! :rotfl:

    thanks for the tips!

    Back in January!

    :xmassmile
    Highest debt - £24500 :mad:

    Current debt - £0 !!!! :)

    Debt-free date - 4 AUGUST 2006 :D

    Official DFW Nerd No 0073
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