We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Bit of good news i thought id share
DebtFreeDetermined_2
Posts: 13 Forumite
I stumbled across a thread with a PPI template letter to send off to people i have debt with.
Ive had a response from one of them cancelling my PPI (£700 or £15 a month)
Another has given me a phone number to ring to cancel my ppi or reply with another letter (this time signed which the one i sent wasnt) and theyd cancel it. Its £9 less a month but it still makes a difference.
I am also looking into changing my largest debt of £8000 over to my building society by going in to speak to someone rather than apply online. My current loan apr is 16.1 and they rang me a few days back asking if i wanted to loan more money!!! - for the first time in my life i felt i had a hold of them when the guy started stuttering after i mentioned the fact that it is causing me stress and depression along with seeing a credit counsellor. Nothing more was said he wished me a merry christmas. I dont know whether it was the right or wrong thing to do but im happy i didnt get sucked into mounting my dept higher.
This site has been a godsend, to those who have just joined welcome. Merry Christmas everyone.
Thank you to everyone on here as everything i have read has helped me so much.
Ive had a response from one of them cancelling my PPI (£700 or £15 a month)
Another has given me a phone number to ring to cancel my ppi or reply with another letter (this time signed which the one i sent wasnt) and theyd cancel it. Its £9 less a month but it still makes a difference.
I am also looking into changing my largest debt of £8000 over to my building society by going in to speak to someone rather than apply online. My current loan apr is 16.1 and they rang me a few days back asking if i wanted to loan more money!!! - for the first time in my life i felt i had a hold of them when the guy started stuttering after i mentioned the fact that it is causing me stress and depression along with seeing a credit counsellor. Nothing more was said he wished me a merry christmas. I dont know whether it was the right or wrong thing to do but im happy i didnt get sucked into mounting my dept higher.
This site has been a godsend, to those who have just joined welcome. Merry Christmas everyone.
Thank you to everyone on here as everything i have read has helped me so much.
Dept at highest - £27,000
Estimated dept free date - 2010
Estimated dept free date - 2010
0
Comments
-
Where is the thread?"Some say the cup is half empty, while others say it is half full. However, this is skirting around the issue. The real problem is that the cup is too big."0
-
Dept at highest - £27,000
Estimated dept free date - 20100
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards