Some PPI Advice Please

scotlad1980

Good Evening,

I am looking for some advice about whether I have any chance of reclaiming PPI?

In Jan 2004 I took out a loan with HBOS for £6000 with PPI at £1440.96 added on. In June 2006 my circumstances changed and I had to start a DMP to all my creditors and when I started the DMP I was advised to cancel all my insurances as they were nill and void.

When I contacted HBOS I was told that I could not cancel the PPI on the loan as I was now on a DMP.

I now wonder do I have a case for getting PPI cancelled and refunded due to the fact the HBOS refused to cancel a insurance I can never use?

Any advice would be really helpful.

Thanks.

di3004

scotlad1980 wrote: »

Good Evening,

I am looking for some advice about whether I have any chance of reclaiming PPI?

In Jan 2004 I took out a loan with HBOS for £6000 with PPI at £1175.80 added on. In June 2006 my circumstances changed and I had to start a DMP to all my creditors and when I started the DMP I was advised to cancel all my insurances as they were nill and void.

When I contacted HBOS I was told that I could not cancel the PPI on the loan as I was now on a DMP.

I now wonder do I have a case for getting PPI cancelled and refunded due to the fact the HBOS refused to cancel a insurance I can never use?

Any advice would be really helpful.

Thanks.

Hi hun
Please do you think you could copy and paste your post over at the ppi reclaim discussion thread here:
http://forums.moneysavingexpert.com/showthread.html?p=15747817&posted=1#post15747817

Myself and others will be able to guide you from here, thanks hun.;)

Di.

scotlad1980

di3004 wrote: »

Hi hun
Please do you think you could copy and paste your post over at the ppi reclaim discussion thread here:
http://forums.moneysavingexpert.com/showthread.html?p=15747817&posted=1#post15747817

Myself and others will be able to guide you from here, thanks hun.;)

Di.

Thanks Di, I have copied over now