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Monument sold my debt to Cabot, can I still reclaim charges?

Hi folks
Sorry, I meant to add: Monument (Barclays) sold my debt to Cabot in 2008.
I wrote to Monument (the original lender) to request copies of statements) as per the standard letter).
Is this correct? Am I chasing Monument or Cabot?
What is the likely reply and how should I proceed after 40 days?
Thx
Stuart

Comments

  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    You should be reclaiming the charges from the company you made payments to, so it sounds like you're doing the right thing.

    If it was a subject access request you sent (with £10 payment) they will need to supply all the information requested.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
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