Just need some advice 21 year old student and in debt!!

littlepinkstars44

~Beanie~ wrote: »

You don't seem to get it though - if you are serious about tackling your debt, you CAN'T AFFORD to pay £40 for a 4 piece brush set and £30 for an eyeshadow palette!!!

I like Clinique skincare but at the moment unless someone buys it for me for christmas or a birthday, I can't afford it as I would rather get rid of my debts.

You have to get your priorities right.

Well i just recently bought everything i need, so i guess i won't need anything for a while!

littlepinkstars44

also what does LBM mean? I keep seeing it in posts?

~Beanie~

It's Light Bulb Moment - the time when that light bulb get switched on in your head and you realise that you need to sort your debts out!

Some people have more than one (me included) - it kind of flickers on and off for a while before being lit brightly!!

littlepinkstars44

~Beanie~ wrote: »

It's Light Bulb Moment - the time when that light bulb get switched on in your head and you realise that you need to sort your debts out!

Thanks, well i think i just had mine! lol

Gemmzie

I've just seen your sig update, stick that £45 off the store cards!

paybacktime2008

http://www.moneysavingexpert.com/cards/minimum-repayments-credit-card

Just to make your bulb glow a little brighter!

littlepinkstars44

paybacktime2008 wrote: »

http://www.moneysavingexpert.com/cards/minimum-repayments-credit-card

Just to make your bulb glow a little brighter!

thanks for that!

littlepinkstars44

Gemmzie wrote: »

I've just seen your sig update, stick that £45 off the store cards!

I am def gonna do that 2moz on my lunch break, thanks!

paybacktime2008

Now we seem to be getting through! Next time you want to spend on make up or clothes ask yourself how much time you could shave off paying your debts back.

Me thinks you've seen the light!

Good luck.

littlepinkstars44

paybacktime2008 wrote: »

Now we seem to be getting through! Next time you want to spend on make up or clothes ask yourself how much time you could shave off paying your debts back.

Me thinks you've seen the light!

Good luck.

thanks
xxx