HSBC connected with any of my creditors?

ONE_FOR_THE_VINE

Hi, I'm hoping someone might be able to help me. I am about to start a DMP with CCCS and I owe money to (big breath):

Black Horse (Lloyds)
Zopa
MBNA
CO-OP
RBS
NatWest
Nationwide
Halifax
Post Office
Barclays
Citi

I need to open a basic bank account that is unconnected with any of the above creditors so that offsetting cannot occur. I have got an account with Abbey but (despite reassurances offered in another post) I cannot put aside my jitters about Abbey's past association with MBNA.

I'm about to be paid a few months wages in advance and it would be a disaster if any of my creditors could access these funds. So I'm thinking HSBC might be the way to go. Can anyone tell me for certain if HSBC has any conection with any of my creditors?

Many thanks.

halight

Hi mate as for as i know no of the above have anything to do with HSBC..

MBNA only had CC bissnes with abby. so as long as you dont have a abby CC you should fine with there bank account.

Good luck mate with DMP

easteregg_2

ONE_FOR_THE_VINE wrote: »

Hi, I'm hoping someone might be able to help me. I am about to start a DMP with CCCS and I owe money to (big breath):

Black Horse (Lloyds)
Zopa
MBNA
CO-OP
RBS
NatWest
Nationwide
Halifax
Post Office
Barclays
Citi

I need to open a basic bank account that is unconnected with any of the above creditors so that offsetting cannot occur. I have got an account with Abbey but (despite reassurances offered in another post) I cannot put aside my jitters about Abbey's past association with MBNA.

I'm about to be paid a few months wages in advance and it would be a disaster if any of my creditors could access these funds. So I'm thinking HSBC might be the way to go. Can anyone tell me for certain if HSBC has any conection with any of my creditors?

Many thanks.

Well as I'm a lender on Zopa, I'm potentially one of your creditors, so it is not faceless banks that are affected, it is real people like me. I wish you luck, but I hope you can honour your agreements and repay what you have borrowed.

ONE_FOR_THE_VINE

easteregg wrote: »

Well as I'm a lender on Zopa, I'm potentially one of your creditors, so it is not faceless banks that are affected, it is real people like me. I wish you luck, but I hope you can honour your agreements and repay what you have borrowed.

Hi easteregg. I take my debts very seriously and intend to pay back all that I owe. I am pulling out every stop to make this happen...

I feel particulary bad about the Zopa loan as I had lots of friendly banter with some of my lenders while my listing was running...

btw. I'm self employed and the sum I'm about to be paid is literally the wages for my work over the next few months. I have to put this aside to live off as well as to maintain payments to the DMP.

pandapaws

easteregg wrote: »

Well as I'm a lender on Zopa, I'm potentially one of your creditors, so it is not faceless banks that are affected, it is real people like me. I wish you luck, but I hope you can honour your agreements and repay what you have borrowed.

Hopefully then some of the real people at these big companies will stop lending more money than people can afford!

Good luck to the OP, and 10/10 for being committed to paying it all back, whatever means are being used.