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Where should I put this extra £180
tangovictor
Posts: 11 Forumite
Hey, great site by the way...
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Comments
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Hi there
Welcome........
The first thing to do is get your SOA up on here and people more experienced than me will come along and give you some advice.
Welcome to the fold....
Weebag0 -
The SOA calculator isnt working, so i'll type it out for you.
Insurance - £120 -
First of all, well done on getting a higher paying job and for wanting to sort this all out.
Now, that's an awful lot of debt to take on for someone else, even if they are family. Can they make any payments to you at all? Even starting with a tenner a month could help you out.0 -
ShBrowse the web without storing data about your browsing session0
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The normal advice is to use any extra cash to pay off those high interest debts first.
Your rent seems very high!
...Linda xxIt's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
We dont count all the runners ahead of us & feel intimidated.
Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.0 -
bank_of_slate wrote: »The normal advice is to use any extra cash to pay off those high interest debts first.
Your rent seems very high!
...Linda xx
rent seems high? It's I thought that was quite reasonable??0 -
Where's TN1?
...Linda xxIt's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
We dont count all the runners ahead of us & feel intimidated.
Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.0 -
your colleagues canat cborate on projects in real time from0
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Ah, being a lowly northerner it just seems high, I guess that's southern rates.
...Linda xxIt's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
We dont count all the runners ahead of us & feel intimidated.
Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.0 -
Right, your essential outgoings (excluding debt repayments) come to £1,116.29.
If you take home, say, £1,500 that leaves you with £383.71 to throw at your debts.
If you type "snowball" into the search box on here you will find a post which contains the snowball calculator. Put in your debts, APRs and outstanding total, then put in the amount you can pay each month, and it will tell you exactly how much to pay to each creditor to get your debts paid off quickest. It's a great help!DMP Mutual Support Thread member 244
Quit smoking 13/05/2013
Joined Slimming World 02/12/13. Loss so far = 60lb in 28 weeks :j 18lb to go
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