PPI Reclaim, Do i qualify?

WayneB73

Last week i recived a phone call from minestry of justice 7 marketing, i was informed about the missselling of PPI and how i could get loads of money back etc, they then went on to say it will cost £199 today, on a no win no fee, they also said that if any lender is at fault for this the loan is deamed invalid and the entire amount will be wrote off, is this the case? if no claim and success isnt made the full £199 will be repaid. I thought this may be a scam and refused and said i would look into it and get back to them..

So my first question is are they trust worthy?

I'm not sure the PPI aplies to me beacsue i have never taken out any, loans or credit cards, they say that with credit cards you have to opt out and not opt in?

So baring htis in mind do i still have a valid case worth checking.?

my final question is, 5 years ago when i could of done with PPI i had a road accident and was off work for months, i ran up endless loans and credit card debts with 10 different lenders at a total of 90k.. since then i havnt met any agreed payment and am currently on a fixed monthly rate using Pay plan. i have several CCJ's against me..

In all honesty i dont think the service offerd by 7 Marketing will be of any help! does any one think i have claim to be made or am i likely to lose £199 in a scam?

di3004

WayneB73 wrote: »

Last week i recived a phone call from minestry of justice 7 marketing, i was informed about the missselling of PPI and how i could get loads of money back etc, they then went on to say it will cost £199 today, on a no win no fee, they also said that if any lender is at fault for this the loan is deamed invalid and the entire amount will be wrote off, is this the case? if no claim and success isnt made the full £199 will be repaid. I thought this may be a scam and refused and said i would look into it and get back to them..

So my first question is are they trust worthy?

I'm not sure the PPI aplies to me beacsue i have never taken out any, loans or credit cards, they say that with credit cards you have to opt out and not opt in?

So baring htis in mind do i still have a valid case worth checking.?

my final question is, 5 years ago when i could of done with PPI i had a road accident and was off work for months, i ran up endless loans and credit card debts with 10 different lenders at a total of 90k.. since then i havnt met any agreed payment and am currently on a fixed monthly rate using Pay plan. i have several CCJ's against me..

In all honesty i dont think the service offerd by 7 Marketing will be of any help! does any one think i have claim to be made or am i likely to lose £199 in a scam?

Hi there
And welcome.

Please do you think you could copy and paste your post here
http://forums.moneysavingexpert.com/showthread.html?p=15661677#post15661677

The above link is the actual thread for ppi reclaim discussion where myself and others can help you.

Those companies charge hun and all this can be done free with the help and guidance from myself and others at the above link.

Its well worth trying to reclaim on these if you feel you have been mis sold ppi on loans, credit cards, store cards etc.
However we can give you the links of the template etc to help you through this.;)

If you require more info please post on the above link, hope to see you there.

Di

marshallka

WayneB73 wrote: »

Last week i recived a phone call from minestry of justice 7 marketing, i was informed about the missselling of PPI and how i could get loads of money back etc, they then went on to say it will cost £199 today, on a no win no fee, they also said that if any lender is at fault for this the loan is deamed invalid and the entire amount will be wrote off, is this the case? if no claim and success isnt made the full £199 will be repaid. I thought this may be a scam and refused and said i would look into it and get back to them..

So my first question is are they trust worthy?

I'm not sure the PPI aplies to me beacsue i have never taken out any, loans or credit cards, they say that with credit cards you have to opt out and not opt in?

So baring htis in mind do i still have a valid case worth checking.?

my final question is, 5 years ago when i could of done with PPI i had a road accident and was off work for months, i ran up endless loans and credit card debts with 10 different lenders at a total of 90k.. since then i havnt met any agreed payment and am currently on a fixed monthly rate using Pay plan. i have several CCJ's against me..

In all honesty i dont think the service offerd by 7 Marketing will be of any help! does any one think i have claim to be made or am i likely to lose £199 in a scam?

They are regulated by the Ministry of Justice here

Business Name: 7 Marketing Address: 7 Wind Street Town/City: Swansea County: West Glam Postcode: SA1 1DF Trading Names: No Trading Names Sectors: Financial products/services,
Personal Injury,
Authorisation Number: CRM11995

I doubt you will lose your money !!!

Can you not do anything by yourself and save yourself the money in the long run..

WayneB73

well to be fair i never knew about this until they got my mobile no from some where and called me, where would they even get it from?

im not sure im eligible for any refund because iv never signed up or had any PPI unless it was added with out my concent or knowledge

di3004

WayneB73 wrote: »

well to be fair i never knew about this until they got my mobile no from some where and called me, where would they even get it from?

im not sure im eligible for any refund because iv never signed up or had any PPI unless it was added with out my concent or knowledge

Wayne I would check any agreements if you still have them, unfortunately this has been the case that not everyone were aware they had the PPI, of you have no agreements request these from the companies who may supply them free of charge or charge up to a £1.
If its past the 6 yrs, give them a ring just to see if they still have these copies on microfiche, you never know, even though the 6 years have passed, some are still lucky in retrieving these, good luck.
I see you have now also posted over at the other mentioned forum.

Good luck.

marshallka

WayneB73 wrote: »

well to be fair i never knew about this until they got my mobile no from some where and called me, where would they even get it from?

im not sure im eligible for any refund because iv never signed up or had any PPI unless it was added with out my concent or knowledge

If this is the case then you need to check out all the agreements...

_Andy_

WayneB73 wrote: »

I'm not sure the PPI aplies to me beacsue i have never taken out any, loans or credit cards,

, i ran up endless loans and credit card debts

You've lost me.

~Brock~

_Andy_ wrote: »

You've lost me.

..ditto...

petermb_2

Do not pay fees up front for this sort of service. There are free services available.

jonesMUFCforever

This is so funny!!! Charge of £199 today and they take the case on a NO WIN NO FEE basis - priceless.
I know they say that if you lose they will refund but by then they will probably have gone bust!

marshallka

_Andy_ wrote: »

You've lost me.

I think the poster was meaning that if there was PPI on them they knew nothing of it which is how most people are sold this PPI on credit cards...

If there was any on the credit cards or loans then the poster was oblivious to it and it would be able to reclaim...