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Standard Life Freestyle

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My GF has a SL Freestyle mortgage taken out in Jan 2007. It has a discounted rate for 2 years and then reverts to the standard rate. There is nothing I can see on the paperwork to suggest that this is a Variable or Tracker and if so what the T+C's are for the rate.
Looking on their website now (which is painfully slow at the minute) they offer Freestyle Fixed/Tracker/Offset/Lifestyle.
I know she hasn't got the Fixed/Offset or Lifestyle but does anyone know what products Standard Life had on offer in Jan 07? Did they have a Discounted Variable on the table (Which I suspect this is but it doesn't say in the paperwork)
A+L Loan £168 Hitachi Loan £0 Bank of dad £19,664
Debt Free Date 01/08/13

Comments

  • Isleman
    Isleman Posts: 102 Forumite
    mstopham wrote: »
    My GF has a SL Freestyle mortgage taken out in Jan 2007. It has a discounted rate for 2 years and then reverts to the standard rate. There is nothing I can see on the paperwork to suggest that this is a Variable or Tracker and if so what the T+C's are for the rate.
    Looking on their website now (which is painfully slow at the minute) they offer Freestyle Fixed/Tracker/Offset/Lifestyle.
    I know she hasn't got the Fixed/Offset or Lifestyle but does anyone know what products Standard Life had on offer in Jan 07? Did they have a Discounted Variable on the table (Which I suspect this is but it doesn't say in the paperwork)
    I am in the same boat , waiting to see what Standard life rates cuts will be.I am on a fixed 5.89 which will end in April.
    Acording to this http://news.bbc.co.uk/1/hi/business/7714628.stm their variable rate is 6.59 . Hope they will come up with some good deals . Fingers crossed .
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    Hi I am on freestyle tracker and they said rate cut will be passed onto me within 10 days.

    I phoned them on: 01312455556 (found via saynoto0870) and they are very helpful. Your gf will just need to have her mortgage number to hand.
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

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