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student with a BIG credit card bill

hello all.

i recently went back to uni after working for a couple of years. during that time, i have built up credit card debts of just shy of £4700. my interest is a mad £75 a month.

i know i need to switch to a 0%/low interest card, but i feel backed in to a corner, because i'm not really aware of many options being open to me. the most i'd earn a month currently is £400.

can anyone think of a way for me to get this under control?

cheers

Comments

  • tealady
    tealady Posts: 3,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Hi eighties fan. If you pop up your SOA then we can help you sort this. However re your cards the advice I would give is

    CUT THEM UP!!!!

    Good luck
    Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)
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