Help Please

michael_rew

Hi all, well basicilly im in the poo, lost my job a couple month or so ago and now live on jsa and have my rent paid for me. I am in serious debt problems and think going bankrupt is the only option. I have no assets, where do i go to start the ball rolling. Will i still keep my same bank account for dd on mobile phone, internet etc, debts of 18k.

maxmycardagain

you need to take proper advice, try CCCS, national debtline or the CAB

some old geezer called phil will be along with all the links soon...

and dont panic, we have all been there

philnicandamy

Old? moi?

Speak for yourelf partner....our last photo together...i'm hurt




Welcome M...as max said you really need to get some free professional advice...any of the links below in my sig will help

bit of a read here as well
http://forums.moneysavingexpert.com/showthread.html?t=1056083

michael_rew

thanks or your help

Dunpayin

Hiya

The proffessional advice is important, but after going to 3 different places, I found this forum to have the best advice and info. Go to makesenseofcards.com to do your SOA, and post it on here. If you've no assetes, and are on JSA (or low income), then I'd advise BR. I went BR yesterday, and its been a positive experience for me.

Good luck, you've come to the right place.

D*

Dunpayin

Hiya

The proffessional advice is important, but after going to 3 different places, I found this forum to have the best advice and info. Go to makesenseofcards.com to do your SOA, and post it on here. Read the Sticky's at the start of the Forum for more info. If you've no assetes, and are on JSA (or low income), then I'd advise BR. I went BR yesterday, and its been a positive experience for me.

Good luck, you've come to the right place.

D*