bankrupt ~ how do we get the exact debt values???

__TJ___2

a friend of mine is going bankrupt, she has taken advice and has no choice in the matter now - having defaulted on an IVA.
what we need is the total amount of her debts, as the CCCs and IVA and my friend have all got different values for the credit cards, loan and overdraft.
experian have got half of the debts, so as they are the highest amounts, im wondering if half of them are on equifax.
she is panicing as it will look on her application like she has no idea whats going on.

so far we are going with the worst case scenario and let the off receiver sort it out.

advice please? ( as i said they have taken advice and bankruptcy is their only option.)

bargainbird

I would ring the companies involved and ask them for their figures and use those.....

viv17

hi, in when bankrupt in june this year. I had help of cccs to fill in forms and I put in all the amounts I owed, which I know to be true at the time. I did get a letter of the HSBC stating the final amount I owed was about 500 pounds more than I stated in the Bankrupcy. Ive had no problem to date. It would be best for your freind to take a deep breath and give them a ring. I know its not easy, but I seem to be better off now. And I dont get stressed out with bills no more.......:j

geordie_joe

You'll get all the help and advice you need on this board

http://forums.moneysavingexpert.com/forumdisplay.html?s=&daysprune=&f=136

__TJ___2

thanks guys. we called them all and other than natwest who insisted on writing to her, we have all the values. her court appearance is booked for next week and she is so releived. thanks again.