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How do you find the best APR ?
moneymiser_3
Posts: 3 Newbie
in Loans
I'm looking into getting a small personal loan but because I rent and therefore don't have a mortgage and I also don't have any credit cards my "credit rating" is'nt the best ! So how can I find a personal loan with a low APR ? As I understand it, each time I inquire with a bank about a loan I find that I'm not getting their typical APR but a sky high 11% or more, this effects my rating. Any advice would be appreciated ! I earn 23K, no defaults but i've never had much credit in the past ! ???
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I had similiar but using a bit of a loophole managed to get 6.4% APR (and a free £25!):
http://forum.moneysavingexpert.com/cgi-bin/yabb/YaBB.cgi?board=Debt;action=display;num=10898276470
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