Need some help and advice

fieryleo1984

Hello! Im new.

Feeling abit down to be honest. To cut a long story short, Ive been on a DMP for the past 2 years and have at least another 4 years to go. Ive got £11,500 of debt but ive been lucky enough to come into some money (5,500) so i thought of writing full and final settlement letters to my creditors. I did this on the 14th oct and only had one reply who accepeted my offere of 50% straigh away (£750). However I have rang egg today to ask them have they recieved my letters and basicaly told me no, and theyd only accept 95% of what i owe them! £420 and £1765. I told them i wasnt in the position to offer them that and they said my debts werent big enough for them to worry about! I said it was ruining my life but they said 95% or nothing. Has anyone else ever done this with egg? Should I persist?

Thanks Em

RAS

if the account is still with egg, you may not be able to get much if any discount.

Go for the accounts that are with DCAs.

Miss_Piggy_2

Coo.....I hope MY debts aren't big enough for Egg to worry about;)

Seriously though, RAS is right. You are likely to get a better response from debts with DCA's. With ones such as Egg you may have to bite the bullet and carry on paying unfortunately.

Miss P
xx

fieryleo1984

Thanks for that, none of my debts have been sold unfortunatly so I think I might be fighing a battle!