Payments to Payplan

Deep_In_Debt

C7, don't give up hope. I;ve been on a dmp since January and actually now think I can manage it on my own I've been through all the ******** with creditors, DCA's etc. Been there, done that, got the T shirt.....!

Please don't give up.

Sorry, my manners have deserted me...welcome to the forum.

c7sdus

Deep_In_Debt wrote: »

C7, don't give up hope. I;ve been on a dmp since January and actually now think I can manage it on my own I've been through all the ******** with creditors, DCA's etc. Been there, done that, got the T shirt.....!

Please don't give up.

Sorry, my manners have deserted me...welcome to the forum.

Thx,

I have not given up hope but was on a high when I thought was half way only to realise that the £11.5 in interest had to be added has really got me down last couple of days. Will prob add another couple of years to me being debt free if cant get anything done with interest

cheers

C7

PS If Celtic win tonight will make things a little easier to handle LOL

skintandscared_2

Thanks for posting this c7sdus. Please let us know how you get on.

Fingers crossed here for Celtic too

c7sdus

skintandscared wrote: »

Thanks for posting this c7sdus. Please let us know how you get on.

Fingers crossed here for Celtic too

Will do, 1 - 1 for celtic which was a good result so happier than before

nite nite as I hav been on the vino watchin footie, used to be a season ticket holder but can't afford now !!!

C7

JayJay7777

Though I am with Payplan I have found that I have to deal with my creditors more than they do which can be a nag at times.

However by having contact with the creditors direct I am able to ask the questions regarding interest. I am hoping that Lloyds will put me on a BLS as I have heard they are good. Is this something you can request direct and if so what do I need to do in order for this to happen?

Thanks

c7sdus

JayJay7777 wrote: »

Though I am with Payplan I have found that I have to deal with my creditors more than they do which can be a nag at times.

However by having contact with the creditors direct I am able to ask the questions regarding interest. I am hoping that Lloyds will put me on a BLS as I have heard they are good. Is this something you can request direct and if so what do I need to do in order for this to happen?

Thanks

Hi,

e-mailed Payplan again this morning and they sent me back a letter which was sent to Lloyds on 17/10 requesting interest be frozen on both loans. We have not heard anything back from Lloyds and when I pnoned them yesterday they said interest was still being applied to my loan so I am not sure if they have refused to freeze interest or have not got round to dealing with my request.

Can I ask what is a BLS ?

c7sdus

c7sdus wrote: »

Hi,

e-mailed Payplan again this morning and they sent me back a letter which was sent to Lloyds on 17/10 requesting interest be frozen on both loans. We have not heard anything back from Lloyds and when I pnoned them yesterday they said interest was still being applied to my loan so I am not sure if they have refused to freeze interest or have not got round to dealing with my request.

Can I ask what is a BLS ?

At last a bit of good news, on a tracker mortgage so should be another £75 a month to help pay of debts:j

Can anyone tell me what BLS stands for ?

cheers

C7

Deep_In_Debt

Certainly good news for mortgages with the interest rate cut. I shall be a few quid better off each month. Trouble is though, I probably won't see any of it with the rise in fuel prices. Oh, how happy am I...???!!!

Sorry have no idea what a BLS is...have no dealings with Lloyds.

I do suggest that you write to your creditors with the letter from the National Debtline website as I've had some success with it.

k9gemma

Hi everyone BLS is part of LLOydsTSB but they are like a collections agency and are actually OK to deal with Accepted our offer without any problem even offered to knock off £9000 from the dbt was no good though as haven't got £9000

k9gemma

k9gemma

c7sdus wrote: »

At last a bit of good news, on a tracker mortgage so should be another £75 a month to help pay of debts:j

Can anyone tell me what BLS stands for ?

cheers

C7

BLS finance prt of LLOyds TSB acts as there colletion agency