Monday 3/11/08 What small dfw things hve you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will:

• Clicks
• check online banking
• update spreadsheets
• storecupbord meals
• go to gym twice for a swim and jacuzzi:D
• make a loaf in breadmaker
• Not use cr
• Have a no spend day

Morning everyone, the sun is shining here today but still freezing cold:rolleyes:
Woke up full of a cold this morning which is not good news as I am going away with OH tomorrow for a few days to the Lakes:rolleyes: Will raid medecine cupboard and see if I can chase it away.
Hope you all have a good day, hi to ll the regulars and welcome to any new posters:D . Catch up with you all later:D

mbaz

Morning all!

Today I have/will

- list my dolls house on ebay and if it fails to sell again will put it on freecycle
- check freecycle for slow cooker and single bed
- 3 mystery shops
- look for mystery shops
- prepare for mystery shops this week
- start making xmas cards with the boys...involves paint! :eek:
- clicks and surveys
- check banking

and that's it!

Have a good day all!

Mx

mickey_mouse

Gooooooooooood Morning

have a lovely time Sophiesmum- the Lakes are beautiful:D

goooooooooood Luck with the paint Mbaz

so today I will do ...

- daily clicks
- comps
- been to the gym
- use food from storecupboard
- wrap ebay item which was sold and paid for last night
- catchup with my best friend - use of jaw =free exercise:D

have a great day

Pippilongstocking

Wet grey and wet and grey - Orkney in the winter, marvelous!

Today:
write lots
Washing on
Food to be frozen from weekend, tis in fridge
Sort out stuff for Oban
List for lodger things and find in house, look on freecycle or buy
Move sofa upstairs for lodger etc
Update signature
Thinking about an ad for a cleaner - 2 hours a week (£15 quid ? ish)


Waving to you all, will add to list when awake - need to keep grocery good, but will have an extra adult monday to friday - currently on 200 a month for groceries - any idea how much to put it up to?

Hope everyone is good, I woke up this morning with a face full of cold sores - yuk I look adorable

debtfreesomeday

Morning all

Hope everyone had a great weekend...

Today I have/will:

• Checked online banking/cc payment gone through
• Check Quidco
• Check Amazon account & package latest sale for posting tomorrow
• Brought breakfast & lunch to work
• Check for surveys
• Check budget sheet tonight
• Have a NSD
• Use free gym membership tonight and cancel old gym membership direct debt as 6 months now up!
• Store cupboard dinner for us tonight
• Use free gym membership after work
• Enter a few comps online

Think that's all for me folks. Have a great day everyone xx

cornishinfens

Morning allllll

Today i will / have.

Sent Ebay stuff off first class.
strangled cat - if she walks over my keyboard again!!
Used up store cupboard stuff for packed lunch
No spend day
Check Ebay when i get back from work to see what else has been sold
Add more listings tonight

~Yorkshire_Belle~

Hello everyone
Glad you're going for a break sophiesmum - the Lakes are lovely!
I've had a few un productive days as have been ill but at least that mainly means no spending ( I say mainly 'cos OH did the weekly food shop) even if the house looks a tip. Still not right so no big list for me today.
At the end of last week had a free meal at a new restaurant and also have been paid my first ever quidco earnings, courtesy of this site. Although I find managing money an endless struggle ( there's always SOMETHING to sort out!) it is this site and this thread which keep me on track. Big thanks to all who post, especially sophiesmum, andan and her lists and everyone else who makes the journey a bit easier.
Blimey - that was a bit of a speech - I think I'll go and lie down
Belle
x

bathgatebuyer

Hi all - I was listing on Ebay until 11 last night (zzzzzzzzzz) and even if I make £15, I'll consider it a success as it really was stuff that was up the loft;
The clearour continued this morning and I've put some stuff into the charity shop - not moneysaving for me but it will be for someone else;
7p noodles, Quorn and veg for dinner tonight;
Lunch in the subsidised staff canteen;
Will do some comps tonight;
Trying to clear some space on the hard drive of my PC to avoid the need to get a new one.

Not great, but steps in the right direction!

Piquant_2

Good morning all you bright early birds!

Grey and miserable today, but I'm at work so I suppose it shouldn't matter :rolleyes:

Commiserations to all of you feeling under the weather, hope you feel better soon.

May have cracked matched betting have managed a second successful bet, I'm now 9.53 up :j

Now the boring bit...

Today I have/will

• come to work
• bought in homemade breakfast and lunch
• checked bank balance - don't like it
• updated spreadsheet - have officially run out of month:rolleyes:
• made small payment a day
• write letters to cancel ppi and start claim back
• list ebay items that I didn't do yesterday
• look for a matched bet
• go to library
• bank cheque

Hey! that's quite a list for me, watch out andan!!

See you all later

lilly81

Today I will:
*Go and see santa at harrods with my free ticket :j
*Hang my washing up to dry in the living room...the only room I have my heating on
*pack snacks/drinks to save buying any when I'm out
*update spreadsheet
*ring tax credits with new childcare details

Can anyone help me.....Ive registered on free cycle but I really cant figure out how to navigate around there site so that i can see the post, if anyone wants to PM me with how that would be great

cassey1

Morning everyone,
I have got flexi day from work,so thats why i am posting early.:j

Sophies Mum,hope you feel better soon and have a great time at the lakes.

today i will/have

-NSD.
-done WII fit,cheaper than gym.
-finished on line food shoping,using meal planner and special offers.
-for lunch will have sandwich DH bought me,he forgot i did not have work today.
-done surveys.
-checked on line banking.
-quick wash,drying on clothes horse.
-check what other Christmas presents left to buy.
-watch recorded programs.
-do lots of comps while watching recorded programs.
-go to mums for tea.

Thats enough for now,i am going to enjoy my lazy day.