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I need help!

1. I'm pretty much ignoring £15,000 worth of debt
2. I have HP on a car in which I am not ignoring
3. I don't want to ignore it anymore
4. HELP!

I need to know what is best for me! Im now in a position I can repay most of my debt in the original agreement (no credit cards.. just P.loans and other bits)

What should I do? I'm scared to ring the bank.... Natwest... £10,000 loan.... £1,200... OD (but obviously charges on there now) I've not paid it since about March 2008.....

I'm going to be looking at getting a mortgage but know one is going to touch me while I'm in this mess.....

What are my best options? I need a nag coz I keep thinking I'm going to do it but I don't! I want to make a little extra cash Mystry shopping and short n sweet stuff like that but I just don't know how to get going! I need to be commited!

Comments

  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    To get help on your debts, put up a statement of affairs (SOA) on the Debt Free Wannabe board. If you go into that forum, there is a sticky on the board that will tell you want to do.

    Can anyone answer his question about how this relates to a possible mortgage application, please?
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • Mease89
    Mease89 Posts: 19 Forumite
    Her..... lol and yup sorry! my fault wrong place! just relisted in DFW! Thanks!
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