SOA Again!!

messimoney

I just cant seem to get this right, missedmy child benefit off last time so had to re-do the whole thing, anyone mind checking it for me.

For family of 5, 2 adults 2 boys 4 and 6 and baby 9 weeks.

Incoming 1630

Mortgage 530
Housekg 500
gas 50
elec 50
water 40
phone 40
travel 40
clothing 100
council tax 90
haircuts 40
tv lisence 12
kids activities 20
holiday 40
birthday/xmas 20

total 1572

thanks

Dunpayin

If you're getting bored of retyping it all, try copy and pasting it. I just learnt

The makesenseofcards.com website have a template you can use.

BTW, I'm no expert, but I reckon you can increase alot of these figures. I'll leave it to the veterans;)

Good luck!

D*

tigerfeet2006

messimoney wrote: »

I just cant seem to get this right, missedmy child benefit off last time so had to re-do the whole thing, anyone mind checking it for me.

For family of 5, 2 adults 2 boys 4 and 6 and baby 9 weeks.

Incoming 1630

Mortgage 530
Housekg 500
gas 50
elec 50
water 40
phone 40
travel 40 Is this really this low?
clothing 100
council tax 90
haircuts 40 £10 adult £5 child
tv lisence 12
kids activities 20 £5 per child per week
holiday 40
birthday/xmas 20 OR may cut but leave it.

total 1572

thanks

Sorry can't remember are you both going BR?

If yes then does your OH have to pay for medical? If so then add £20.

Do you have pets?

You need to get contents insurance?

Do you not have buildings insurance?

Do you have mobiles? Or is that included in the phone?

messimoney

I just cant seem to get this right, missedmy child benefit off last time so had to re-do the whole thing, anyone mind checking it for me.

For family of 5, 2 adults 2 boys 4 and 6 and baby 9 weeks.

Incoming 1630

Mortgage 530
Housekg 500
gas 50
elec 50
water 40
phone 40
travel 40 Is this really this low? car will be going so not sure??
clothing 100 This is low also. low? 120??
council tax 90
haircuts 40 £10 adult £5 child
tv lisence 12
kids activities 20 £5 per child per week kept it to 2, cant see baby doing much??
holiday 40
birthday/xmas 20 OR may cut but leave it.

total 1572

thanks

We get tax credits so OH has free prescriptions, I have 2 dogs also.

messimoney

No contents and no buildings either, both going BR should be leaving mortgaged house soon and going to rented so will prob all change.
Does the OR ask for proof of the insurances??

tigerfeet2006

They may ask. Also it will be as a DD on your bank account usually. But saying that in your situation you really do need to get contents insurance and get it asap. I would do it before BR. Get for your present property and then when you move change it to the new property.

messimoney

My dogs are my contents insurance! No seriously, I go to court on tuesday so its prob a little late to be messin now, besides my account is overdrawn as it is. The payment wouldnt go.
Anymore suggestions with the SOA??

tigerfeet2006

Do you have pet insurance? If not this is something else you need to look at.

Have you sort out your bank account for after your BR?

Not 100% but someone will correct me if I am wrong I am sure but as soon as you are BR and you have your account sorted and set up then I would get it sorted then and inform the OR that your SOA has changed since you submitted it.