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Iva Posible If Debts With Dca?

Hi Can Anyone Tell Me If Debts Are With Dca's Can I Enter In To A Iva Or Not?

Thankyou.

Comments

  • pp, you need to calm down hun and read the replies on the other thread, where you posted your SOA. If you are nervous about a DMP then I have no idea why you would even think about an IVA - it's a lot harsher and the implications if it fails are a lot worse than on a DMP.

    Honestly, your best bet is to speak to someone at the CAB, CCCS or Payplan. You won't be under any obligation to do anything, but they can explain the options to you properly and help you decide what's best for you. Talking to them won't commit you to anything and you can choose what you do and when.
    DMP Mutual Support Thread member 244
    Quit smoking 13/05/2013
    Joined Slimming World 02/12/13. Loss so far = 60lb in 28 weeks :j 18lb to go :o
  • 10past6
    10past6 Posts: 4,962 Forumite
    PP, by panicing you will make the wrong decision, please, please, take this step by step, we've all been in your shoes, taking things slowly will prove to be the best decision.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
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