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job and brankrupcy ?
cozza
Posts: 502 Forumite
I have just got my self a job at long last :j :T its only min wage but at least its a job :T i was made BR on 6th oct have got finally got telephone interview monday 3rd nov I want to know how does this work now i got a job with the bankrupcy it 35 hrs a week at £5.73 phr my debts in total amout to £13 not sure wether i will get tax credits and how much houseing and council tax rebate i will get at the moment my son is out off work so i have to feed him as well so im a bit confused on wot i would have to pay back ?
cozza
cozza
0
Comments
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Hi cozza and congratulations on getting a job! I seriously doubt you would be liable to pay anything back on that wage. Why don't you put up your SOA and we can help you go through it. How old is your son?
:j :j
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Hi cozza,
how long were you unemployed?
If 26 weeks or more you may be entitled to Housing Benefit run on (page 12 JSA signing on booklet)
Sandy
XXIt's not the mickle that mak's the muckle:j BSC 166:jBR 25th June 2008Discharge 25th June 20090 -
my son is 20 i have been unempleyd since 9th aug as i got maded redundant from last job
i have to pay
rent is £279 a month
councill tax £79
money to get to work £12 a week
food £50 a week as have to feed my son as he not get jsa yet
phone and broad band £25 a month
mob phone cannot get out of contract £21 a month
tv licence £22 a month pay this much as was behind with payments
electric £30 month
gas £20 month
water £30 a month
house insurance £10 amonth
clothes i shop at charity shop
hair cut get my neice to cut it
thats some of it i cannot think wot else but this is ruff guide
thank you
cozza0 -
Hi cozza,
when you talk to OR state date you started work..how long have you been working?
Your circumstances will have changed since BR so you will need to fill in a new SOA.:eek:
My OR stated will take details after I have been in work for at least 6 weeks...don't know about yours...but will not know travel expenses etc for a few weeks!!! Claim for HB and Council tax (you will need payslips) contact tax office regarding WTC (tax credits) as regards your full statement of affairs someone more experienced than me:D will assist but I think you should claim for clothes and hair.
hope this helps!
Sandy
XXIt's not the mickle that mak's the muckle:j BSC 166:jBR 25th June 2008Discharge 25th June 20090 -
my son is 20 i have been unempleyd since 9th aug as i got maded redundant from last job
i have to pay
rent is £279 a month
councill tax £79
money to get to work £12 a week change this to travel
food £50 a week as have to feed my son as he not get jsa yet
phone and broad band £25 a month list this as phone and add in your mobile
mob phone cannot get out of contract £21 a month put in 'phone' above
tv licence £22 a month pay this much as was behind with payments 12
electric £30 month
gas £20 month seems cheap
water £30 a month
house insurance £10 amonth
clothes i shop at charity shop put some kind of figure here
hair cut get my neice to cut it same, put something down
thats some of it i cannot think wot else but this is ruff guide
thank you
cozza
Hi cozza, thats a good start.
:j :j
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hi fiveyearplanner my tv licence is £5.50 a week i have to pay i do have proof of it so i cannot get away with putting £12 down but thanks for rest of advice
cozza0 -
£5.50 is less than £12 so put down £12. Thats the only amount because thats what it costs. Once you have paid a certain amount your dd should change but its still £12 averaged out for the year. As for the arrears make that a separate entry. I'm not sure but I don't think it will be included in your BR but if not it should be allowed on your SOA.
:j :j
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Cozza when will your first pay packet be?BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0
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it will be 2 weeks as i have to work 2 weeks in hand0
This discussion has been closed.
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