Early Dishcharge - Ipq Need Help

debtissoeasytogetinto

Good evening

Need help with filling in IPQ for an Early Discharge.

Question : I include my husband now so on monthly expenses as his contributions. but what about the outgoings? do I do it as a whole total? or do I put down what I pay and what he pays?

eeek:eek: i'm confused!

what happens with the excess - because that's not my money! and i do not want OH to suffer coz of me.

heeeelllp please!

maxmycardagain

they cannot take your OH's money, hes not gone BR, you could just as easily taken the soft option and jacked your job in till AD

im 60 days past the return of my IPOQ (by registered post) and checking the IS site daily

fiveyearplan

WHy don't you post it your I&E on here for accurate advice?

debtissoeasytogetinto

Thanks guy's this is my I&E for both...hope it makes sense


[FONT=Arial, sans-serif]Mortgage 800 I pay 350[/FONT] [FONT=Arial, sans-serif]Council tax - 110 I pay 45[/FONT] [FONT=Arial, sans-serif]Gas/Electricity 53 I pay 25[/FONT] [FONT=Arial, sans-serif] [/FONT] [FONT=Arial, sans-serif]Water rates 26 I pay 10[/FONT] [FONT=Arial, sans-serif]Telephone (land line) 50 I pay 20[/FONT] [FONT=Arial, sans-serif]Mobile phone 30 I pay 10[/FONT] [FONT=Arial, sans-serif]TV Licence 12 oh[/FONT] [FONT=Arial, sans-serif]Internet Services 15 oh[/FONT] [FONT=Arial, sans-serif]Groceries etc 350 I pay 250[/FONT] [FONT=Arial, sans-serif]Clothing 150 I pay 75 [/FONT] [FONT=Arial, sans-serif]Petrol/diesel 190 I pay 90[/FONT] [FONT=Arial, sans-serif]Road tax 33 I pay 20[/FONT] [FONT=Arial, sans-serif]Car Insurance 80 I pay 30[/FONT] [FONT=Arial, sans-serif]Car maintenance (including MOT) 110 I pay 50[/FONT] [FONT=Arial, sans-serif]Car parking 10 oh[/FONT] [FONT=Arial, sans-serif]Other travel [/FONT] [FONT=Arial, sans-serif]Medical (prescriptions, dentist etc) 20 me[/FONT] [FONT=Arial, sans-serif]Buildings insurance 20 oh[/FONT] [FONT=Arial, sans-serif]Contents insurance 20 oh[/FONT] [FONT=Arial, sans-serif]life insurance covering mortage 10 oh[/FONT] [FONT=Arial, sans-serif]Life assurance 25 oh[/FONT] [FONT=Arial, sans-serif]Pension 100 oh[/FONT] [FONT=Arial, sans-serif]Presents (birthday, christmas etc) 30 oh[/FONT] [FONT=Arial, sans-serif]Haircuts 20 both[/FONT] [FONT=Arial, sans-serif]Entertainment 50 oh[/FONT] [FONT=Arial, sans-serif]Holiday 100 oh[/FONT] [FONT=Arial, sans-serif](Money to OH/ mum) 100 oh[/FONT] [FONT=Arial, sans-serif]Savings: 120 oh[/FONT] [FONT=Arial, sans-serif]dry cleaning: 15 oh[/FONT] [FONT=Arial, sans-serif]Total monthly expenses 2344 995[/FONT]

Hope it adds up maths is crap! hence BR lol :rotfl:

well that didn't work well did it

tigerfeet2006

What you do is put down the full amount of any household bills ie utilities and then the items that are personal to you ie mobile, haircuts. You put your full wage/benefits down and then what your OH contributes to make the books balance, this does not have to be his full wage as obviously he has his own bills to pay.

Hope that helps

debtissoeasytogetinto

:A Thanks tigerfeet helps a great deal.