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WE were paying £35 a month home insurance? We have crap telly,sofa, etc.. And when we tried to claim once for broken fridge the company said it was our own fault etc..
Letting agents have said nmothin abot having to have contents insurance.
Will ask hubby to check about package with SKY. I hate paying BT all that money per month too. Thanks for advice VANDANFCSAVING FOR OUR FIRST HOUSE DEPOSIT
15,000 NEEDED /35,000 SAVED SO FAR! :j0 -
£80 seems like it might be hard, but I have managed to really cut back by doing internet shopping (and then using some of the Tesco Coupons you can find on the 'shop but dont drop' boards), and really reducing what I spend - cutting out some luxuries and going down a brand. I used to spend over £100 every week, now its hardly ever over £75 and thats with two children in nappies too.
It can be done - if I can do it (used to be such a food snob!) then anyone can.
Why not look on the 'Payment a Day' thread, its a great motivator
Good luck.Moving on up
SPC #382 ~ £40 banked
12k in 2016 #15. £541.91/£30000 -
Thanks. Shop at Sainsburys. Will have to try tesco online again. Stopped using it a while ago will have a nother look at also use codes from the other forums. Will give it a whirl next week. Thanks Frasersmum. Isnt it hard being in debt with kids?frasersmum123 wrote: »£80 seems like it might be hard, but I have managed to really cut back by doing internet shopping (and then using some of the Tesco Coupons you can find on the 'shop but dont drop' boards), and really reducing what I spend - cutting out some luxuries and going down a brand. I used to spend over £100 every week, now its hardly ever over £75 and thats with two children in nappies too.
It can be done - if I can do it (used to be such a food snob!) then anyone can.
Why not look on the 'Payment a Day' thread, its a great motivator
Good luck.SAVING FOR OUR FIRST HOUSE DEPOSIT
15,000 NEEDED /35,000 SAVED SO FAR! :j0 -
sugarpants wrote: »WE were paying £35 a month home insurance? We have crap telly,sofa, etc.. And when we tried to claim once for broken fridge the company said it was our own fault etc..
Letting agents have said nmothin abot having to have contents insurance.
Will ask hubby to check about package with SKY. I hate paying BT all that money per month too. Thanks for advice VANDANFC
Looks like you could get Unlimited talk, 6 entertainment tv pack and upto 8 mg broadband for about £37 a month, saving you a fair bit on what you already pay out.
Your items may be crap, but you can't afford to replace them. How about putting the savings from changing phone/bb etc in an emergency pot ?
I think the key to spending less on shopping is down to PLANNING - meal plan, shopping list and bulk buys/cooking for freezing.0 -
Thanks. The SKY package sounds good. And will watch my food shopping loads too. I love this site. Ppl are so helpful. Thanks guys!!:TLooks like you could get Unlimited talk, 6 entertainment tv pack and upto 8 mg broadband for about £37 a month, saving you a fair bit on what you already pay out.
Your items may be crap, but you can't afford to replace them. How about putting the savings from changing phone/bb etc in an emergency pot ?
I think the key to spending less on shopping is down to PLANNING - meal plan, shopping list and bulk buys/cooking for freezing.SAVING FOR OUR FIRST HOUSE DEPOSIT
15,000 NEEDED /35,000 SAVED SO FAR! :j0
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