Excited?!?!

messimoney

Hi Guys

Well "B" day is looming (4th Nov) and Im actually feeling rather excited now, did anyone else feel like this? Is it wrong?

Does anyone have any advice on what kind of questions the OR will ask during the interview?

Thanks

babybluey08

Hi Messimoney,
Sorry I can’t advise on the OR, but on the BR, even though we haven’t booked out date yet I do feel really excited already. The only people I have told are my parents and partner who is also going BR, they don’t think it’s wrong and I thought they’d go mad!! After all its circumstance that has got us here. I think it’s the relief to know that once it’s done you are starting a fresh, no more creditors hassling, the chain around your neck has disappeared and you can get on with rebuilding your life!
BB x

messimoney

I thought mine would freak, but they ok with it, OH is also going BR. I just cant wait to get out of a house whats been costing us soooo much and got us in this mess into a bigger cheaper place where I cant get no more credit!!

Can anyone advise how dire my financial situation will really be? Cant get any worse I guess!!

babybluey08

Ive just been saying the same to So Sad Angel, our house doesn't feel like our home anymore and the mortgage has just gone through the roof, then the mortgage companies wonder why repossession is on the increase! And as for credit - Never again thank you!!

I've read BR is on your credit file for six years - Is this following discharge or from the first day of BR? I know we will have to admit BR forever more when applying for such as a mortgage later on... BB x

messimoney

Im not too sure to be honest, would be interesting to know. As for the mortgage, I dont want another....EVER. Thats when all our probs started. Once we knew we had security on the house, it all went wrong!!