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well pleased the first small step

Since starting to understand and work on my debt i did the weekly shopping and with the advise from this site is was £30 under my budget and i got 1000 free clubcard points as well

ALL THANKS TO MSE.. I am really pleased with myself...

THANKS!!!!!!!!!!!!!!! :xmassign:
I have finally acknowledged my debt.....

Comments

  • And that's what it's all about. Well done!
    May all your dots fall silently to the ground.
  • I'll move this over to debt free wannabe.

    Martin’s asked me to post this in these circumstances: I’ve asked Board Guides to move threads if they’ll receive a better response elsewhere(please see this rule) so this post/thread has been moved to another board, where it should get more replies. If you have any questions about this policy please email [email="abuse@moneysavingexpert.com"]!!!!!![/email].
  • Justicia
    Justicia Posts: 1,437 Forumite
    Part of the Furniture Combo Breaker
    Excellent news, Phil :beer:

    That's good going and commitment! :)
    "Part P" is not, and has never been, an accredited electrical qualification. It is a Building Regulation. No one can be "Part P qualified."

    Forum posts are not legal advice; are for educational and discussion purposes only, and are not a substitute for proper consultation with a competent, qualified advisor.
  • i must be on a role i have cancelled a £25 a month cell contact it was cheaper to cancel than keep it.
    I have finally acknowledged my debt.....
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Keep going with it Phil.

    Just keep working your way through the site and the links down the left hand side. It always amazes me, just when I think that I've stripped all my finances down to the core, the site comes up with yet another way that I can save some cash.

    Look into options like switching phone providers, shopping around for an unsecured loan to replace your credit cards, or better still look into that 0% Halifax card and do a 0% balance transfer, switching your internet, shopping around for insurance, switching mortgages, changing gas/electricity suppliers, budgeting for food shopping / menu planning, taking lunch to work intead of buying it out, cancelling newspapers and reading news online instead etc.

    I cancelled my Sky sub this summer after being a subscriber for the past 10 years. I still get all of the freeview channels through my Digibox, and I don't miss the other channels one jot! Give it a go. If you don't get on with it, they'll have you reconnected within 4 hours! so you've really nothing to lose and potentially £400 to claw back!

    The site has even inspired me to become an Ebay seller (I've made £400 profit selling stuff out of my Mum's loft in the past six weeks alone!). If I can do it, anyone can.

    Take care
    mrcow
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • tigtig
    tigtig Posts: 98 Forumite
    Well done, keep up the good work
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