Thursday 30/10/08 What small dfw things hve you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will:

• Clicks
• check online banking
• update spreadsheets
• storecupboard lunch tea
• make a loaf in breadmaker
• go for swim and jacuzzi -to use gym membership
• not use car - didn't manage yesterday
• try and have a no spend day - didn't manage yesterday spent £4 on xmas;)
• be sparkly

Hi everyone, doesn't feel as cold here today:D
Can't believe it is Thursday already - this week has passed so quickly. Hope you all have a good day, (((hugs))) to all those feeling poorly or down.
Welcome to any new posters.
Catch up with you all later.:D

mbaz

Morning all!

Today I have/will

- go to toddler group and help set up and do coffees so I get in for free
- do clicks and surveys
- mystery shop to do
- picking up a second hand bike for ds for xmas (not sure how I'm going to manage this without him noticing!!!)
- prepare for tomorrow's mystery shops (I have 4!)

Have a good day everyone!

Mx

debtfreesomeday

Morning everyone,

Hope everyone is feeling well and cheerful this morning...

Today I have/will:
• currently charging phone at work
• checked online banking/cc payment
• checked for amazon sales - Woohoo! Sold another book! That's another £13 off the CC :-)
• check for surveys & chase up paypal payment from lightspeed
• meal in slow cooker for dinner tonight
• have a NSD
• print out invitation sent to us for free 'preview' meal on Friday at restaurant opening soon
• write a list of christmas presents to buy on Friday before meal
• brought breakfast & lunch to work

That's all folks - have a great day everyone xx

andan

Morning all, will post my list later as am hoping for a productive day as am going away at 3.30 in the morning, so need to get lots sorted!! Its my choice to go that early! I have a four and a half hour journey and would rather go whilst the roads are clear, plus i like driving whilst everyone else is asleep!!

Things i have already done:
-Unloaded car of junk, less junk means less petrol, especially for my long trip
-Went on website for business advice
-Have done a survey
-Put away pots and done the next lot
-Placed a matched bet

Many more things left to do but will tell you all about them later

Hope everyone has a good and productive day.

mickey_mouse

Gooooooooooood Morning everyone:D

well I am off grocery shopping in a moment so looks like I will be spending:o

but today I will be

- doing daily clicks
- comps
- looking for offers whilst food shopping
- making more xmas cards
- be sparkly

Andan - have a good holiday:D

have a great day everyone

Piquant_2

Morning everyone hope you are all sparkly and well

I'm at home again, this cold/cough is proving very tenacious, work insisted I go home yesterday as I looked so pale (no makeup)

I think I'll use the time to see if I can get my head around matched betting, it's nearly there and then I shy away in fright....

Hope you enjoy your trip andan, how long are you away for?

So today I will

• change the bedding and see if it will dry outside
• bake a cake
• post an ebay parcel
• make a loaf
• study matched betting
• pop back here to chat!

LittleCharlie

Hey Everyone!

Today I have:
*Saved money by buying a magazine subscription
*Done some clicks
*Listed some vids on eBay since they're listing a 5p this week

Tonight I will:
*List the jewelery I made years ago when I had it in galleries on eBay
*List the left over beads and silver etc on eBay from way back when
*Package up the pictures that need to go out for a wedding I photographed
*Finish pictures and submit to agency (which I didn't do yesterday!)

Most can be done sat in front of the TV, so it's not the end of the world!

bathgatebuyer

Not much for me I'm afraid - checking for £103 that should be in my account seeing as I cancelled some concert tickets (system error and ended up with 2 lots of tickets instead of 1);
Will check some comps later;
Hopefully I'll have heard from the FOS about my Sainsburys compaint fairly shortly too;
Will check my creditexpert account to make sure my Halifax credit card is marked as settled and have check all other credit file data is correct.

nickynoo08

Morning everyone, eventually back online after my laptop died, and need to get back on track as i kinda let things slip a wee bit over the last 2wks.

Today i have/will

• do clicks n surveys
• check online banking
• freebie lunch:D
• store cupboard tea
• make list of meals for nov and prep shopping list
• loadsa layers instead of heating
• check date for cancelling my sky tv, been tied in an year is nearly up going back to virgin will save us £20 a month;) (sorry cant live without living)

Pippilongstocking

The return of the cow

Yeah my hide and seek cows missed me so much that they haven't left me (well not until Monday anyway)

Been up since early berly cleaning
House looks amazing
Lovely stew made for later
Washing on
Meant to bake, ran out of time, will look like Nigella later and whip up something whilst sparklying
(The last thing I feel like with <5hours sleep is sparklying)
Checked bank
Wrap up DS pressie bought through quidco with ebay sales (very DFW)
Try not spend too much later getting some treats in
Look semi-glammy as OH on the boat today for immenent birthday celebrations (looked semi glamy in wellies this am - hair done, lovely jeans on nice shirt and jacket and did the coos notice - not a jot)
Bright pink socks on

Did I mention the house looks amazing????

Love to you all - I was evil to my family last night when the Wii took over doing some chores so I will be nice to them today - birthday boy tomorrow - yippee!!!!!!

savingforarainyday

Hi everyone,

Today I will put dry washing away (most of it won't need ironing):D
Load washing machine so it can wash stuff overnight
Check Banking
Sort clean sock basket:o
List More stuff on ebay, aiming for 10 items today
Do lots of baking.
Storecupboard dinner, (tuna pasta)

Have a good day everyone