Name change on mortgage

simonts

I have just started the process of changing the second name on my mortgage to remove my ex and put my new partner onto it, I am a little concerned that my creditscore has gone down since taking on the mortgage but all payments over 2.5 years have been met.

My partner however has a great credit rating and gets anything she would want to apply for...I was quite shocked when she applied for a Cap One card to do a balance transfer this month and they gave her an 18k limit :eek:

When they do the change of name do they just check my partner to ensure she meets their criteria or am I likely to get searched again and it goes wrong?

opinions4u

Depends on the lender.

Logically, they should assess both of you.