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Name change on mortgage
simonts
Posts: 349 Forumite
I have just started the process of changing the second name on my mortgage to remove my ex and put my new partner onto it, I am a little concerned that my creditscore has gone down since taking on the mortgage but all payments over 2.5 years have been met.
My partner however has a great credit rating and gets anything she would want to apply for...I was quite shocked when she applied for a Cap One card to do a balance transfer this month and they gave her an 18k limit :eek:
When they do the change of name do they just check my partner to ensure she meets their criteria or am I likely to get searched again and it goes wrong?
My partner however has a great credit rating and gets anything she would want to apply for...I was quite shocked when she applied for a Cap One card to do a balance transfer this month and they gave her an 18k limit :eek:
When they do the change of name do they just check my partner to ensure she meets their criteria or am I likely to get searched again and it goes wrong?
Debt Free Marathon: Start 01/06/09 £16714 - Current Position £14514 - Finish Line Xmas 2010
0
Comments
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Depends on the lender.
Logically, they should assess both of you.0
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