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Roll up, Roll up! November - The NSD Challenge....!
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I'm not doing so well this month on NSDs, but it's due to being bit disorganised and falling on the snack wagon... I'm not going to make my target as there's only 3 days left, I need 3 NSDs and at least one of the days will be a spend day. But I'll try my best to get as close as possible. Totally my own fault thoughDEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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Congratulations to all who have hit their target! I'm not going to hit mine
I'm on 9 NSDs out of 13, and even if today, Sat and Sunday were NSDs I'd still be one short. Never mind, it's the first month since I started this challenge in July that I've failed. My main problem is lunches and tea at Uni, I need to be more disciplined from now on. Think I'm going to take a month off for December but I'll be back for January's challenge! x
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well i dont think i am going to make it! i have got to 6 out of the 7 but i think the weekend will not be NSD so will just miss out!! oh well good start to it....will try even harder to do it next mth....got to set my target still, going to not set to high as there will be xmas shopping to be doneGC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500£2 savers No68: £104/£100 :j:jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j0
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NSD no. 15 for me today. Thou I am really tempted to buy a cheese & onion pasty! I must resist!!
Definitely not going to reach my 20 target considering there are only 2 days left. But I aim to make the last 2 days count!
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
I've done it!!!!!:j
Been moving house so been too busy to spend, but not had the internet to update it on here. Since my last post on the 14th I had more 6 NSD making my total 16 and I was aiming for 15!
I'm one happy bunny, especially now i've shared it with the world on MSE.
Is there a board for December's NSD challenge?
:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl::j Baby boy arrived 22nd August 2012 :j
:jSecond menace arrived safely 13th February 2014 :jDebt Free Wannabee 20150 -
I've done it. I have been away with work so that helped me.2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️0 -
also managed it 18/18 woo :j0
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Yay!! I'm now officially calling it! Today is NSD 16/16 for me!! :j :T
For the first time in about 8 years, my overdraft and credit card are both clear - all achieved in 2 months - which funnily enough coincides with how long I've been doing the NSD challenge!! So :beer: to whoever thought this one up - I'm amazed at how quickly my attitude towards my spending has changed!!
Just the bank loan and savings for Mexico/Uni to go now! hhhhmmmm.....
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Crap_with_money.com wrote: »Yay!! I'm now officially calling it! Today is NSD 16/16 for me!! :j :T
For the first time in about 8 years, my overdraft and credit card are both clear - all achieved in 2 months - which funnily enough coincides with how long I've been doing the NSD challenge!! So :beer: to whoever thought this one up - I'm amazed at how quickly my attitude towards my spending has changed!!
Just the bank loan and savings for Mexico/Uni to go now! hhhhmmmm.....
xxxx
Well done CWM.com!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Crap_with_money.com wrote: »Yay!! I'm now officially calling it! Today is NSD 16/16 for me!! :j :T
For the first time in about 8 years, my overdraft and credit card are both clear - all achieved in 2 months - which funnily enough coincides with how long I've been doing the NSD challenge!! So :beer: to whoever thought this one up - I'm amazed at how quickly my attitude towards my spending has changed!!
Just the bank loan and savings for Mexico/Uni to go now! hhhhmmmm.....
xxxx
I declare crap-with-money the winner in our little race. :j :j :j
Still only on 7/10 - dont know if yesterday counted as OH bought some wine for a friend as I couldn't get to the shop, so even though I didn't officially spend any money yesterday - not sure if this is allowed?
Well done also on your achievement in the last 2 months - it really is amazing how just tweeking some like doing NSD's can make such a huge difference to our bank accounts and the way we think and see money, isn't it? My whole life changed when I did the Unnecessary challenge about 18 months ago (thanks CAFCGirl) and I have never looked back since. Well done CWM:jWhen you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:0
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