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Roll up, Roll up! November - The NSD Challenge....!
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Just wanted to say thanks, everyone is so welcoming and its lovely seeing my name in there now and knowing i am not doing this on my own. So wish i had stopped being a lurker before now - its been worth the wait !!Current Debt £4430 (Nov 08)
+ mortgage (can't fit that many zero's on !!)
Nov NSD's aim - 4, NSD's so far - 1
Grocery Challenge - £135 for November/spend so far 38.13
The greatest pleasure in life is doing what people think you cannot do
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Hi Jacks:)
Include me this month please:) I am going for 20 days:eek:
I wont be including all regular payments/direct debits out of bank or my 'payment a day' to debt repayment. I will be including everything else, even grocery shopping:rolleyes:
Am hoping that by doing a huge grocery shop at the start of next week, I will be able to clock up a few more NSD's
Please count me IN:DNovember NSD's - 70 -
Morning everyone, today will be my first NSD of the month as i'm working all day. Got my packed lunch all made up, plus a magazine n my ds so i'm not tempted to spend in my lunch hr. OH is treating us to a take away tonight which will be even nicer as i'm not paying for it:D£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
Hi Jacks:hello: Can you put me down for 10 NSD please.Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0
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Hmm today's not going to be a NSD day! Will be going to see Spamalot! So transport and a drink will cost money!0
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WooHoo Lovelies! :wave:
I have checked the calendar and the first day of November is upon us! :eek:
Will it be a first NSD for me? Probably not as I've got to go and spend £200 on taps, but I'll also make sure we're stocked up on milk and bread too so that should keep me out of the shops for a few days afterwards! (or that's the plan anyway!)
Must keep reminding myself that I am *not* buying a whole new bathroom and we can keep and renovate the sink and the bath.
Also must remember that we are doing up the bathroom in order to move so not to buy tiles with poppies on or something just cos I fall in love with them
and to keep thinking BEIGE...CREAM...NEUTRAL!
I must watch more Property Ladder & Selling Houses to be fully indoctrinated before we go.
Have a good day my lovelies! :dance:
Love Jacks xxx Not everything that can be counted counts, and not everything that counts can be counted. Einstein0 -
Was aiming for a NSD today, but had to post two eBay parcels and get some bread and milk..... Tomorrow will be one for sure!'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
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Hey all, first day of the month and first NSD for me. I'm still in my jammies right now, going into work 2pm til 6pm, then home to see the OH, have dinner and back into work 10pm to 6am!! They are seriously understaffed tonight. What fun!Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Sarah,
The Ebay items are already paid for by the recipient and the bread and milk are staples - i dont see that you've spent so far... Now if you'd have added choccy bickies to that list that would have been a spend...
what does everyone else think? Do we let her off?:EasterBun Sanity, Something I look forward to having :spam:
Debts £36,000
£1000 in 100 days 2009 - wannabe
Live on £4000 a year 2009 - Trainee
£10 a day & Ebay 10 a day = £41.00/£300 & 120/300 Nov challenge0 -
Well, if you insist!'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
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