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NOVEMBER Make £10 A Day Challenge
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I have managed to withdraw £11.50 from butlins bingo and i got a £4 luvheon voucher today so off to update my signature!:j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart
Proven to be a little fighter and battling on with her heart condition :j
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expenses finally received - due to mileage rate versus petrol cost - "profit" of approx £120Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
I need to work out how much I have saved today - did a tesco shop and used a fiver off voucher found in our local free paper, plus a couple of money off fruit and meat vouchers and I went to the whoopsie aisle and picked up a lemon meringue pie at half price and two packs of chicken thighs also half price. Guesstimate that my saving today must have been around £8:D0
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£5 arrived in Boots vouchers from Lightspeed today.:heart2: THANK YOU MARTIN!! :heart2:0
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Got my commission cheque from park hampers this morning for £33, even better cuz i'd forgotten all about it:D. Still waiting for cheque from home of research tho:rolleyes:
Off to update sig.£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
Just ordered £20 Amazon voucher from Toluna! That'll go nicely with the £50 from Qype
:heart2: THANK YOU MARTIN!! :heart2:0 -
Made £4 on a book sold on ebay today and I know it sounds ridiculous but doing a car boot tomorrow on my own and in the cold, hopefully will make some money!!0
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£32 ebay - yay:j
some more b*ngo scratchcards to withdraw too!:T
finally managed it this month:D
total so far £315.97 0 -
Used a £5 WHSmith money off voucher on some Xmas presents today, so will count it in my total. I'm not checking in very much this month but I'm still trying my best!O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
House Deposit Fund:[STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000
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Still no sign of my mileage expenses being paid this month, nor my expensese from the stuff I had to pay for on my travels for them. Grr.
Other than that another couple of days of nothing to report due to being offline and having one of those 'life' things - new experience for me, I rather like it.It’s not worth doing something unless someone, somewhere, would much rather you weren’t doing it.
Sir Terry Pratchett
Find my diary here
http://forums.moneysavingexpert.com/showthread.php?t=5135113
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