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x Debt Free Today x

135

Comments

  • Hi there, well done, that is the best thing for you!! I bet you are so pleased!! Have you any tips for us for the final stretch? I am planning April/May 2009 to be debt free from my student loan. But am finding motivation so difficult. I want a curry at work tonight but i am going to resist! I can save that 10 pounds and put it in the bank!

    What are your plans now?

    Tallie
    Debt for Tallie - JUNE 2009
    NATWEST LOAN......5000.00
    CREDIT CARDS........5000.00
    STUDENT LOAN.......7500.00
    TESCO CARD..........1000.00
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Well done, its great being debt free, now get that money working for you :D :beer:
    Now a SAHM trying to earn some spare pennies each month
  • carroger
    carroger Posts: 69 Forumite
    :j :j :j :j :j :j :beer: congrats
    £2008 in 2008 club member no 390

    going to be a nanny feb 2009 :beer:
  • beanielou
    beanielou Posts: 99,119 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    Well done Butterfly, I'm so pleased for you. I bet that champers tastes good!
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • Buzzbox
    Buzzbox Posts: 261 Forumite
    *claps hands* ... well done!
    Smile more often, it's FREE :hello: Live on £4000 for a year stalker! :p
  • kate705
    kate705 Posts: 133 Forumite
    Well Done Butterfly :j

    Have you had the champagne yet?! :beer:
    congrats xxx
  • Congrats, just read this through - well done x
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • savingholmes
    savingholmes Posts: 29,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations - well done you. I look forward to when I can post that!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £3K Net savings after CCs March 26 (but owed £1.1K) so £4.1K
    3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done..hope you enjoyed the champers.
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