0.05 below base rate tracker ending

koexelek

Toughluck wrote: »

a1psx,

You are asking for too much. Please get in the real world. We do this for a living you don't.

Quoted a client the best deal on the market today, and he said " I needed to do better !"

As I said to him, if I designed the deals myself, I'd let him have a 2% mortgage, but I can only give him what is currently on offer from lenders.

He saw my point, and we had a good laugh about it afterwards.

It would be great if we could barter on the rates with the lenders and knock their rates and fees down though, wouldn't it ?:D

feisty1

I want a low interest rate and 1.25% above base rate isn't good enough. QUOTE!!!!!!

R U AWARE U R BORROWING SOMEONE ELSE's MONEY!!

To say it isn't good enough is like a school report.

Stop & think what is going one in the world economy at the moment

REMEMBER

It is neither your right or mine to have a mortgage

Gorgeous_George

You might be able to trim a little off the +1.25% by checking other lenders' rates but, since the crunch started to bite (and BofE cut rates) most, if not all trackers have increased their margins.

The decision on whether to pay a fee for a lower rate can be made using locoblade's Excel spreadsheet or post two or three options for help.

On a £150K mortgage, the difference between +1.25% and +0.75% is £46 per month or about a tenner a week.

GG