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Long termer, feeling down - need a moan!

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Comments

  • sparky0107
    sparky0107 Posts: 3,496 Forumite
    Debt-free and Proud!
    clarab wrote: »
    Folks - see when you are feeling down anyway? May as well work!

    I've just put my overtime claim in for all the hours I did when i was toodown to do anything else... £700!

    So that's christmas, fixed teeth AND a little boost to paying off that credit card in December :D

    Such a good feeling!

    Hiya hun,
    Just wanted to say hi and well done for doing so well over the last 3 years. DW and I sit in the living room with candles & T lights, it's surprising how bright they are & how warm they make the room. Well done on claiming your overtime back what a boost, hope you get your tooth sorted out. Anyway just wanted to say hi and stick with it, you're halfway there. ;)
    Sparky0107 - Sealed pot challenge member #002. Total for SPC3 £1,030.57 Total For SPC 4 £2247.00 Total for SPC 5 £2574.62 :T Total for SPC 6 £4552.91:T
    :rotfl:LC2 & Jakes-Mum are off their heads :rotfl
    :j DEBT FREE AS OF 20/01/2012 :j
  • Best best BEST news!

    I've been accepted for my local credit union, an they've agreed to fix my cahoot loan (all £8000 worth!) at 8% :D

    I've also started a small savings scheme for £50 a month. my plan is that anything over six months worth will be withdrawn and thrown at the debt too.
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Bloomin 'eck. Just started reading this thread and that's a very nice result and rate :)

    Do you know if you can overpay this loan or are you putting extra aside into a savings account incase you can get an early settlement later?

    The savings scheme looks like a good plan - leaves you some security so you don't need to worry about toothache again and still keeps you focussed on saving.

    Well done and keep up the good work.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
  • wow what good news, really glad yu have got the loan sorted out, you are doing so well keep up the good work xxxx (hope your tooth ache is better)
    slowly working towards being MF one small over payment at a time :T
  • Aww hun sorry you've been feeling down... Haven't got anything practical to add that hasn't been said already but didn't want to read and run, so instead just accept a biiiiiiiiiiiig dodgy hug from me.
    :grouphug:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • clarab_3
    clarab_3 Posts: 691 Forumite
    Hellooooo!

    today is a good day :D I got the offer for those credit card charges - and - its enough to pay off my final ever credit card!

    I'm officially credit card free for the first time in 14 years.

    By the end of this week when i get paid i will also have topped the £20,000 paid back mark in just over 3 years.

    Cant tell you how it feels. The next 2 years stretch ahead a bit, but I can do it!
  • always29
    always29 Posts: 477 Forumite
    Well done on coming so far! Good weekend feeling :beer:

    ps hope the tooth got fixed!
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