advice please.

deptfreewannabe123

im not sure weather this is the rite place to put this but here goes: -

im only 21 but in abit of dept and realiseing i need to get out of it my dept so far is -
catalogue - 200
loan - 2600 (200 a month)
solicitors fees - 1000
dept collectors for phone bill - 300
credit card - 650
overdraft - 150

it may not be alot but its a wory to me i am renting a house at the min with my girlfriend and are 2 weeks from having a baby. i just wanted some help and advise about whats the best way to pay these off, obviously i have other out goings -

car insurance - 130
petrol - 150
mobile- 35
internet - 30
rent - 300 (we pay half each)
tax - 20
and -
loan - 200
credit card 30

i have just set up an isa acount to put 50 a month in and thats just if anything goes rong with car or house ect.

i get paid 1140 a month so not left with much to pay depts just wanted some advice realy.

proudmum_3

Hello and welcome to the forum.
I'm no expert, but there are loads of friendly and helpful people on here.
You have done the right thing by posting on here.
Can you fill in an SOA (statement of affairs) and people will see how they can help you maybe cut down on a few things.
This might put your mind at rest for a while allowing you to concentrate on your forthcoming arrival.
You'll have to stick with us now as we will all want to know about the baby!
Help will be on it's way soon. x

deptfreewannabe123

thanks what does a SOA do??? im new to all of this so you will have to bear with me lol is it a form i fill out ?

beanielou

THere is a link to the SOA.
sure somone will be along wth it soon.
Welcome to MSE.

ajaney

Theres a link at the bottom of this message. remember to chose the 'format for MSE' button so you can post it on here so we can help.

Congrats on the impending birth!!