Confused about a debt - advice needed

dazron

Hi I've been contacted by a Debt collection agency about a supposed Debt I have with Barclays for £2500. Now, this debt was apparently from 1997 when I was 'sued' for the money. It was for a loan from Barclays. If I ever had a loan from Barclays, which I honestly don't remember, it was probably around 1993. I did default on a bank account and had a CCJ issued against me, but I paid that off and had it removed from my File.

I have recently had my credit file, and there is nothing on it now. Certainly nothing from that long ago.

I honestly, truly honestly, don't remember having a loan. I sorted all my bad debt out a long time ago, and this wasn't part of it. The details they have are mine and they have my parents address which I haven't lived at for about 16 years! They still live there and this is the first time in all this time anyone has contacted me or anyone I know about this 'debt'.

The debt collector person said that it's not on my record at the moment but if I didn't pay it off now it would go on there. Is that right? What can I do? This is a bolt out of the blue. I'm not even sure it is me!

What is my course of action? Thanks

dazron

Are they trying it on? Can it go on my credit record? I don't see how..