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Dealing With My Debt
purpleprincess27purple
Posts: 38 Forumite
Hi, all
I have just taken the 1st step to dealing with my debt, I have rang CCS up this morning and put the wheels in motion.
Ive had a pretty bad weekend, had to come clean with my partner as he knew nothing about this.
My debts are as follows
Gmac car - £10,000 - £264 per mth
Tesco CC - £2000 - £60 per mth
BOS Preference - £2,000 - £60 per mth
TSB Loan - £5000 - £166 per mth
TSB overdraft - £4000 - not paying anything at the mo
Total Debt - £23000 ish
Income after my share of bills etc have been paid ( this is non negotiable)
Left from wage per month £250
Money from partner each month - £280
Outgoings before above debts
Petrol - £20 week.
I feel miserable and depressed now I have finally put it all down in writing, have always shredded letters of money owing as soon as theyve come through the door ( this means Ive never really known how much trouble I was in)
Thankyou for taking time out to read, hope ive not babbled to much x
I have just taken the 1st step to dealing with my debt, I have rang CCS up this morning and put the wheels in motion.
Ive had a pretty bad weekend, had to come clean with my partner as he knew nothing about this.
My debts are as follows
Gmac car - £10,000 - £264 per mth
Tesco CC - £2000 - £60 per mth
BOS Preference - £2,000 - £60 per mth
TSB Loan - £5000 - £166 per mth
TSB overdraft - £4000 - not paying anything at the mo
Total Debt - £23000 ish
Income after my share of bills etc have been paid ( this is non negotiable)
Left from wage per month £250
Money from partner each month - £280
Outgoings before above debts
Petrol - £20 week.
I feel miserable and depressed now I have finally put it all down in writing, have always shredded letters of money owing as soon as theyve come through the door ( this means Ive never really known how much trouble I was in)
Thankyou for taking time out to read, hope ive not babbled to much x
:heartpuls :starmod: :heartpuls :starmod: :heartpuls
0
Comments
-
Hi and welcome to the forum.
First of all I would recommend posting up a full SOA. Someone will post the link shortly I'm sure.
That way we can all see what we can do to help.
Secondly, well done on telling your partner. Its one of the hardest things to do. I hated having to tell mine but he has been extremely supportive.
Look forward to seeing you SOA, and don't worry, now you have contacted the CCCS things will get better.
Miss P
xx**Keep Calm and Carry On!**0 -
Aug GC £63.23/£200, Total Savings £00
-
Thankyou loads for the replies, I will fill out a SOA in the next couple of days ( when I get some time off work):heartpuls :starmod: :heartpuls :starmod: :heartpuls0
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