Sunday 19/10/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will:

• Clicks
• check online banking
• storecupboard lunch and tea
• make a loaf in breadmaker
• Go swimming twice to use my gym membership
• do inventory of my storecupboard and see if I need to buy anything
• update my spreadsheets
• start sorting out xmas pressies - all bought but stashed all over the place:p Usually find one after xmas that I had forgotten about:rolleyes:

Hi Gang, and any new posters,:D Have a good day everyone, I am just about to go for my first swim, sauna and jacuzzi of the day, its not raining;) and I am wearing my new sparkly socks, what more could anyone ask for:D

Catch up with you all later:D

painted_lady

Hi Sophiesmum and all who follow.
I didnt really sleep due to DS being awake most of night.
I will
- visit car boot on christmas present hunt
- give up stairs of house a good clean or at least 2 of the bedrooms
- transfer some money between accounts
- list some more stuff on ebay later
- finish sorting stuff out for charity shop
- sort some more baby stuff out for a friend
- might do some knitting later on, started it ages ago and lost motivation, wont fit him if i leave it any longer
- sort some stuff out for my business, namely make an album up for a client, i have had their photos for ages, good job they are a friend too

princess_loki

morning all! :wave:

feeling quite good this morning!!

actually did my avon last night!! why oh why do i put things off and make them seem harder than they are???? i actually had quite a nice walk and bumped into loads of people i know

so todays plans are:
- last load of washing in machine - should be able to line dry
- we have run out of cat fud so will be forced to go to supermarket before they 'starve'!!
- printed out blockbuster membership form so i can go and get my free rental instore (next to asda!)
- looked on quidco for frontline and it is 2p cheaper on petmeds and i will get 5% quidco :j
- check online banking BEFORE spending anything today
- may go to hobby craft to get a pressie while on offer
- will phone the outlaws on oh's phone to see where they are staying while insurance company kicks them out to repair leaky roof and all the ceilings (surely they will be put up in a hotel??)
- find out when oh's sister is coming to dinner (and check she likes lasagne!)
- get oh registered for online banking with barclaycard so that i can sort out all the bills from his account
- make loaf in bm
- dinner will be saus, mash, and veg (easy dinner so can concentrate on pie making!) :j

hope everyone has a good day!
loki x

p.s. need a little advice about my apple pie.... do i part bake the bottom half of the pastry like with quiche?? should i add any sugar or anything to pastry to make it sweeter??

urg123

Morning Everyone,

This is the first Sunday in ages where I can actually relax and not get too stressed about things. I did say I'd go into work today but seeing as I don't get paid for it I will not. I want a 'me' day!

Here is what I am going to do today:

• Plan my meals for the week (I must have 6 no spend days by next Saturday to meet my goal of 10 this month!)
• Move some money between accounts.
• Pay £160 off a CC! Yippee
• Look for a high interest savings account so that I can squirrel away money for annual payments.
• Apply for a 0% CC to transfer a CC that is coming to the end of its deal
• Declutter a few areas of the house and see if I can find a few more items to list on Amazon
• Get over my fear of Ebay and list 5 of things that I have been saving in a corner of my living room!
• File the statements etc from the last few weeks
• Update my price book
• Rest, relaxation and pampering - go for a walk, read a book and have a good old facial!

Hope you all have a good Sunday!

URG x

MrsAudus2b

Good morning sophiesmum, painted lady, princess loki and all who follow!

Today I will:

• Washing at 30
• Dry on clothes arier
• Pick up brand new steamer offered on freecycle :j
• Visit wedding venue this afternoon and chat with wedding planner (free service the venue provides!)
• NSD - didn't quite manage one yesterday as bought lottery ticket
• Cross my fingers whilst checking lottery numbers!
• Make packed lunch for tomorrow
• Go through xmas list and box again....3/4 of presents bought, whoop whoop!

Have a lovely sunday

xxx

mickey_mouse

goooooooooooooood morning:D

sounds like you all are busy saving money:D

today i will be doing....

-daily clicks
-comps
-having a nsd
-making some xmas cards

have a fun day:D

MrsAudus2b

And good morning urg123 and mickey mouse ...I must get quicker at typing!

xx

moo2moo

Today I will be making the most of the free listing weekend on E-bay and listing all the DVDs that the DDs have outgrown, plus the ones OH bought but couldn't stand and a whole heap of CDs that haven't been listened to in at least 5 years. My aim is 100 items by midnight but I'll probably run out of steam long before then. I'm going with £2 p&p that way if half sell at 99p or more I'll make £100.

andan

Morning gang, hope everyone is having a lovely start to the weekend. i have just come back from my friends house after doing the pamper party last night. I did three mini treatments, which i got paid for and they were all really pleased. One person said she would put some leaflets up in her place of work and possibly throw a pamper party too! So feeling rather energized!!

Painted lady, doesn't sound like things are too good with you at the moment, what with you recovering from being ill and now your son not so well, hope it all works itself out soon.

So things for today:
-Write notes for all three case studies
-Begin writing my counselling assignment
-Wash all massage towels that i have used, ready for the next use, which will be on friday so far, i have one massage booked in for this week and two for the week after!!
-Work on nvq work
-Finish it and print out for tomorrow
-Unload car, this is important as the more crap i have in there, the more expenisve it is to drive!!
-Sort out stuff for college tomorrow
-Check out ebay listings
-Pack up ebay sales
-List next lot of £30 vouchers
-Check matched bets
-Check for free bets and if i have any, place another matched bet
-Update spreadsheets
-Update challenges
-Sort out next lot of financial papers and file away
-Sort out emails
-Do any surveys i receive
-Do daily clicks
-Look for mystery shops
-List business on gumtree
-Look at how to list it on ebay, not sure how to do that one
-Look into the idea of hosting more pamper parties, think this could be a way forward for my business
-Work on case studies for ear candling course
-Do boring household jobs, because the house is looking a tip
-Check online banking
-Try and put money in bookies, even if i have to phone up to put the money in!!
-Look for more preblended oils on ebay
-Look for new pair of trainers on ebay, i am selling the last set of gift vouchers so that i can afford to buy myself a decent pair off ebay!!
-Meals from storecupboard, he doesn't know it yet, but partner will be cooking tea tonight.
-Go on rowing machine for free exercise!
-Upload shop and scanner
-Check on freecycle for free things

Think thats enough for me, if i remember anymore i will add them.

Have a great Sunday everyone, i may not be wearing anything sparkly but am sparkling inside!!

Miss_Piggy_2

Good morning Sophiesmum and everyone else!

Won £10 on lottery last night.....thats a £10 dent in the pounds and pounds we've spent on it this year

Heres my efforts today:

* Make cakes so don't have to buy (Done)

* Make cakes for Dad and Mum to say thanks for cheering me up yesterday (would normally buy bottle of wine but I have all makings of cakes in cupboard)

* Drying clothes on airer

* Will ebay some books etc later whilst listing is free

* Buy nappies using Boots points

* Make list of things to do this week (not exactly DFW but stops me from just mindlessly wandering the shops!)

* Enter comps

Everyone have a lovely Sparkly Sunday!:T

Miss P
xx

~Yorkshire_Belle~

Hello all
Hoping for a NSD as all shopping done by OH and full cupboards and fridge
Got lots to do but nothing strictly DFW, so am going to have a productive and lovely day with the family.
Enjoy your Sunday wherever you are - keep sparkling!
Belle
x
PS How DO you put those nice sparkly smilies in?