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Baliff problem
rocket12
Posts: 1 Newbie
Hi there, my first post here so be nice 
Due to a mix of housing problems (with flatmates) and my own ignorance, I should have been on top of it but I wasn't I have had an outstanding amount with 2 companies which have passed the debt on to collection agencies, and again due to my own stupidity this has gone to court action and I have had letters about bailiffs coming to my house.
The two debs were for around £2000 and £1000 but the amount payable on the letters amounts to around £250 and £150, is this usual after a case has gone to court? Or maybe they have passed the debt to more than one comany in smaller parts?
Secondly what are people's experiences with bailiffs? Do you think I would still be able to push for a monthly payment plan? And if anyone can help point me in the direction of an income and expenditure form template I would much appreciate it.
Sorry if it's a little confusing and disjointed I'm just quite confused... Especially about the amounts.
Due to a mix of housing problems (with flatmates) and my own ignorance, I should have been on top of it but I wasn't I have had an outstanding amount with 2 companies which have passed the debt on to collection agencies, and again due to my own stupidity this has gone to court action and I have had letters about bailiffs coming to my house.
The two debs were for around £2000 and £1000 but the amount payable on the letters amounts to around £250 and £150, is this usual after a case has gone to court? Or maybe they have passed the debt to more than one comany in smaller parts?
Secondly what are people's experiences with bailiffs? Do you think I would still be able to push for a monthly payment plan? And if anyone can help point me in the direction of an income and expenditure form template I would much appreciate it.
Sorry if it's a little confusing and disjointed I'm just quite confused... Especially about the amounts.
0
Comments
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Hi and welcome:hello:
Not very knowledgeable about baliffs but i think you should be able to come to some monthly payment agreement
The SOA (income and expenditure) template that is used on here is this
http://www.makesenseofcards.com/soacalc.html
post the results on here and the clever and great people here will offer suggestions about savings you can make:A
There are also debt charities you could call, CCCS have a "debt remedy" that you can do online and totally anonimous
Non-profit Debt Counsellors' List
HTH:APROUD TO BE DEALING WITH MY DEBT NERD #869
DFD 5/1/16Numpty,Not sure why but I'm crying
. Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & 
for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
xx0
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