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Current Account Mortgage
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gazwebb
Posts: 3 Newbie
Hi there,
I currently have a current account mortgage(CAM) with VirginOne and have done for the last 10 years,but i'm just wondering if there any more CAM's out there with better rates,as at the moment i'm paying 6.7%apr
Regards Gary
I currently have a current account mortgage(CAM) with VirginOne and have done for the last 10 years,but i'm just wondering if there any more CAM's out there with better rates,as at the moment i'm paying 6.7%apr
Regards Gary
0
Comments
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First Direct have offset mortgages that take your current account into consideration, although they put money into seperate pots rather than have the "one big overdrawn bank balance" all in one account. They've just pulled their best rates today (+0.49% and +0.79% tracker), but even their SVR offset product is over 1% lower than your current mortgage. Woolwich/Barclays seems to be the other popular offset product, their rates are higher than FD but maybe still lower than 6.7%My Excel Mortgage Calculator Spreadsheet: http://forums.moneysavingexpert.com/showthread.html?t=11571730
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