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First one to clear 15k gets a paper hat
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ps it could be handbag and sunglasses talk that make me so suspicious... altho to have 23% in your house saving fund you must be doing well! (she tries to recover quickly)Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I will admit to purchasing a few of the aforementioned items but....
I am trying to reform. A lot of my savings pot came from sale of previous house but I've added a substantial chunk to it.
I do love fashion accessories and if I didn't let myself have the odd treat there's no point working blooming hard for the money. Although I try to aim for long game and think about nicer house over new bag etc
ANyway no crying on this thread we're all on the road to recovery and if anyone's sad we'll help pick them up :j :TLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Thanks for that info TMD, is that for personal and business accounts that both can do it? Would be really useful.
It's unbearably hot in my room, wonder if I'm going to get any sleep tonight. I only have one window in my room so no air circulation unless door is open and it's not as I'm sitting here with very little clothing on.
I'm not sure, both my Personal and Business Ebay accounts go to the same Paypal account, I have 4 e-mail addresses registered with it (I have 4 Ebay accounts) and all payments go to the same Paypal account. Before when you clicked to Withdraw it was saying that it was free for £50+ and under £50 was a 25p charge but it doesn't say that anymore and I withdrew £36 the other day and £47 today with no charge.
It is hot here in our office, I have shut the kitchen window as the bugs all come in, had a great big moth in here this morning, our bedroom is OK as with the window open and the blinds slightly open you get a nice breeze blowing through, it is hot in the kids bedroom even with the window open so we prop our door open and it cools down their room and the bathroom.
I hope it cools down tomorrow, I'm waiting for the rain we are meant to be getting.Sealed Pot Challenge #0160 -
ANyway no crying on this thread we're all on the road to recovery and if anyone's sad we'll help pick them up :j :TAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Doodle hun did you get hold of him in the end? Thats such a nightmare.... hope it gets sorted out really quickly for you...
I had an additional £250 paid out from my accounts to the debts so its not going too badly i dont think........ just need to be better organised with our food. We went to asda the other day, had 3 carrier bags, and had spent £40!!! and I just couldnt work out how or why, but it feels like that everytime.... tres annoying.
DH had a job interview yesterday so more money, which is good, so hoping to here back from that soon and his police re-applcication as well... cmon peeps lts get our butts into gear this weekend.
Who else needs a POA!!!!????Wealth is not measured by currency0 -
Morning one and all.
No I haven't got hold of him yet but if he doesn't ring soon I shall be visiting his house lol.
Off to see Take That later at Wembley. Can't wait people are saying its a fantastic showProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Morning all.
I could do with a POA, but what I really need is just getting the damn things done!!
Was supposed to list last night on ebay, but had left all the info on works computer so didn't. Need to send an email to myself right this minute so I can do them tonight. Or is Friday a bad day to do a 7-day listing?
I have a wedding party of a work colleague to attend to Saturday night. Me and my line manager both were only going to give £10 as only invited to the evening do, but now I'm feeling it's really mean. I've only been working here for 9 months though and the girl's not in our office, just used to be same service area. Only going cos I want to come to a party in City Hall. How shallow..Anyway, what do you think? Should I give £20 instead?
Plus the first one who PM's me can refer me to dooyoo please.
Doodles, hope you get the money sorted!DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Morning T I think £10 is more then generous especially if you aren't particularly close to the girl.
You done your email yet?
Friday night can be quiet on Ebay as more people tend to go out. One of my best nights used to be Sundays as people tend to be in as either have work/school the next morning.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Thanks doodledo,
Had this discussion with my line manager and accepted it, but today felt it was bit mean. £10 it is then.
And thanks for reminding me about the email. Have sent it now. Will probably wait till Sunday to put them on,didn't think Friday was particularly a good day and that's why I wanted to do it yesterday.
Have been referred to dooyoo now as well. Thanks.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Excellent, let us know your user name on Dooyoo then we can add you to our circle of friends and make sure we review youProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000
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