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woolwich mortgage - should i be worried

I have a lifetime tracker and as the base rate has just dropped i called them up to get the monthly payments recalculated (which is what you have to do)

however, they told me on the phone that all customers were getting a letter after 1st Nov (mortgage year end apparently) to advise them of how things would now work

i pay by DD and have never missed a payment - should i be worried that something fishy is now going on?

i did note on their website that my mortgage, which when i took it out at xmas required a 75% LTV now requires a 60% LTV!

Comments

  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Well we will see what they have to say when the letters arrive.

    You have the deal so that should not be a problem

    I would just leave the payment as it is and overpay a bit.
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