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provident help
flissy25
Posts: 65 Forumite
first time iveever posted on here but am an avid reader was hoping someone could give me some advice i currently only receive incapcity beniift and have a huge provident bill which is costing me 47 a week and i just cant afford to pay it on top of day to day bills i also have other bills goin out and i just cant see a way forward help somebody please
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Comments
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Hi
I would suggest three things
1. Talk to your local crdit union - they may allow you to take out a much cheaper loan to pay the provident off
you can find the nearest one to you here
http://www.abcul.org/page/index.cfm
They specifically work with people on low incomes, so they will understand exactly where you are coming from.
Speak to one of the debt charities http://www.moneysavingexpert.com/loans/debt-help-plan#help as it csounds like there are problems with more than just the provident/
And post up an SOA as people here are really good at finding ways of making money go further.
You might also find http://www.moneysavingexpert.com/protect/make-money useful as well. Most of the options are OK if you are on benefits but not mystery shopping which has to be declared as income.If you've have not made a mistake, you've made nothing0 -
Just wanted to say hi & welcome.
Great ideas for you from RAS.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi flissy25, welcome aboard. Can only second what RAS has suggested.0
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first time iveever posted on here but am an avid reader was hoping someone could give me some advice i currently only receive incapcity beniift and have a huge provident bill which is costing me 47 a week and i just cant afford to pay it on top of day to day bills i also have other bills goin out and i just cant see a way forward help somebody please
hello flissy
I would advise you to seek advice from your local CAB from my experience prov tend to work well with the CAB...they normally transfer the account to head office in bradford and suspend all interest.
hope this helps0 -
hi all thank you for your welcome messages and help0
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have rang abbey national today gettin an income n expenditure form to fill in and take back to try ge my charges refunded worth a try0
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