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Blacklisting properties.....

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Hi all

I was just wondering if anybody knows if you can blacklist an address once you have been discharged from bankruptcy.

I made myself bankrupt in May 06 and was discharged in May 07. I have since moved in with my partner who owns their own house.

I am offically 'living with parents' but if i made it known that i was living with my partner (i.e change my home address), would that blacklist them or the house and affect their future credit rating for mortgages, loans etc?

Regards in advance.


Jo

Comments

  • Dont think "Blacklisting of properties" exists anymore, the BC is a personal thing and as long as you were financially disassociated from your partner before BC it should not be a problem IMO.
    "Well, that sounds like a pretty good deal. But I think I got a better one. How about I give you the finger, and you give me my phone call"
    "There is no spoon
    "

    ~~MSE BSC member #172~~
  • So_Sad_Angel
    So_Sad_Angel Posts: 7,363 Forumite
    Hi, Credit Agencies cannot register anything personal to the address. Therefore `blacklisting` does`nt really exist against the property now in relation to the existing/previous occupants. Having said that there is a register called `CIFAS` that may show `fraud prevention` data relating to the address.

    Hope helps, Angex
  • A few years ago my daughters ex lived with us , a couple of years after he moved out he went bankrupt , and when we went to remortgage our house last year the lender asked questions about him .
  • this is now the "non-whitelist" to appease the liberal do-gooders

    next week:-

    blackboards - wall mounted teaching devices for writing on
    blackballed - system for not granting admittance to unwanteds
    black sheep - societies outcasts and repribates
    black looks - glances cast sideways in unapproving manner

    golliwog - marmalade/jam jar icon - scream if seen
    Now we all know how it felt to play in the band on the Titanic...
  • Its not supposed to happen but it does.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • Thank you for all information.
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