Blacklisting properties.....

merlin73

Hi all

I was just wondering if anybody knows if you can blacklist an address once you have been discharged from bankruptcy.

I made myself bankrupt in May 06 and was discharged in May 07. I have since moved in with my partner who owns their own house.

I am offically 'living with parents' but if i made it known that i was living with my partner (i.e change my home address), would that blacklist them or the house and affect their future credit rating for mortgages, loans etc?

Regards in advance.


Jo

shadowdragon

Dont think "Blacklisting of properties" exists anymore, the BC is a personal thing and as long as you were financially disassociated from your partner before BC it should not be a problem IMO.

So_Sad_Angel

Hi, Credit Agencies cannot register anything personal to the address. Therefore `blacklisting` does`nt really exist against the property now in relation to the existing/previous occupants. Having said that there is a register called `CIFAS` that may show `fraud prevention` data relating to the address.

Hope helps, Angex

lesley1960

A few years ago my daughters ex lived with us , a couple of years after he moved out he went bankrupt , and when we went to remortgage our house last year the lender asked questions about him .

maxmycardagain

this is now the "non-whitelist" to appease the liberal do-gooders

next week:-

blackboards - wall mounted teaching devices for writing on
blackballed - system for not granting admittance to unwanteds
black sheep - societies outcasts and repribates
black looks - glances cast sideways in unapproving manner

golliwog - marmalade/jam jar icon - scream if seen

Broken_hearted

Its not supposed to happen but it does.

merlin73

Thank you for all information.