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my soa i think ive got all mixed up
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the trouble is ive started doin all these things and im really enjoying it but i feel like i want to do more all the time and theres not that much else i can be doin is there im really eager sorry im one of those people who want it all to happen overnight .0
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I understand how you feel but it won't happen overnight. I felt the same and suddenly got really motivated and wanted to get going on my debt free journey. But it's great that you are already doing loads. Keep it up!Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free

Mortgage free since 2014
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Hi - welcome to the board... If you want to make progress more quickly - join the £10 a day challenge
http://forums.moneysavingexpert.com/showthread.html?t=1184639
You can make money through cashbacksites, survey sites, selling things on amazon, e-bay or at carboots and the list goes on.
Also if you go to http://www.whatsthecost.com/login.aspx you can decide which debts to pay off first. You put in the amount you can repay per month, the interest rates, the minimum payment amount and whether it is flexible or inflexible (can you vary the payments above the minimum). That will help you work it out. You can save it and go back to it to track progress.
When I've moved my Debt Free Date DFD forward at least 12 months - possibly even 18 months through this method - and creating / reallocating additional funds to pay towards my debts. It is possible. The survey sites are irritating as they can take a long time to do but at least it makes you feel you are making daily progress. You may also be able to earn extra income doing mystery shopping - use the up your income board http://forums.moneysavingexpert.com/showthread.html?t=1218145 for more ideas.
If you have a computer and a printer - you can print vouchers on the freebies board and use them at places like Tescos...
Good luck...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £2.4K Net savings after CCs March 26 (but owed £1.1K) so £3.5K
3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260
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