Unemployment Benefit

mazza99

Hi all im new to this:mad:
my husband has been self employed for the last 45 years and has ( luckly) always been in work untill 5 weeks ago is it possible for him to claim any sort of benefits?
many thanks

SomeBozo

Yes, JSA.

Other benefits depend on household income and personal circs, best to go see an adviser.

Bozo

mazza99

Thank you very much for your quick reply x

Oldernotwiser

If he's over 60 he's likely to be eligible for pension credits; LHA/CTC etc will depend on household income.

dcon_blue

I'm not sure if I'm posting on the right thread ... apologies if I'm not ... but I could do with some help and advice.

For the past four years I have 'employed' myself through my own Limited company and take contracts from clients that typically last 2/3 months (or more if I'm lucky).

I've just finished some work for one client (two lots of two weeks work ... two weeks gap in between the two bits). I've been paid for the first lot and have just put an invoice in for the second.

Although I had one days work in July ... before this bit of work hadn't been working (or should I say 'earning') since May when I finished a nine month contract (it started as a three month contract but it rolled into nine months).

Anyway, throughout the three barren months (June/July/August) I managed to cover my minimum wage (and very modest dividends) but I am now getting quite worried now that I'm out of contract again and given the current economic climate.

In the 23 years I have been working I've never claimed any benefit of any kind but I was wondering if I could 'sack' myself in lean times and claim jobseekers allowance? (I would actively welcome employment if anything suitable came along). Then if my Limited company gets a contract I could re-employ myself.

I'm single and live alone and although I have savings my credit cards cancel these out (aka stoozing :j ) and I have a repayment mortgage.

So ... to repeat my question could I claim Job Seekers Allowance?

Thanks

dcon

Oldernotwiser

I think that the amount of savings you have will be relevant here, although your debts wil not.

~Beanie~

winnie50 wrote: »

my husband is in work but only earns £900 a week

I'm hoping that this is a mistake

You need to start your own thread rather than tag onto the bottom of someone elses, that way more people are likely to see it.

Conor_3

dcon_blue wrote: »

So ... to repeat my question could I claim Job Seekers Allowance?

Thanks

dcon

It's a bit of a difficult one. Yes you could sack yourself but you would have to pay your Ltd company would have to pay you redundancy pay - 4 weeks worth. If you couldn't pay yourself redundancy pay, you'd have to claim off the govt fund. That would delay your entitlement.

There's also the fact that you'd still be a director of the company.

I think that it'd end up being very very complicated and the end result being that you'd not get anything anyway.

You could cut back the hours you pay yourself and go the tax credit and council tax benefit route.